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HR 864 115th Congress House Finance and Financial Sector Congressional oversight Debt collection Government lending and loan guarantees Government studies and investigations State and local government operations User charges and fees

Stop Debt Collection Abuse Act of 2017

Introduced: February 3, 2017 See on congress.gov
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 12, 2017
Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
Feb 3, 2017
Referred to the House Committee on Financial Services.
Feb 3, 2017
Introduced in House
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 Plain-English summary Congressional Research Service

Stop Debt Collection Abuse Act of 2017

This bill amends the Fair Debt Collection Practices Act to apply that Act's restrictions to collectors of debt owed to a federal agency.

A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required.

A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is: (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected.

The Government Accountability Office shall study and report to Congress on the use of debt collectors by federal, state, and local government agencies.

What's happening now July 12, 2017

Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

 Related & companion bills 1
  • S 575 Related bill Stop Debt Collection Abuse Act of 2017
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 2
All 2 Democratic 1 Republican 1
D
Cleaver, Emanuel
Missouri · Feb 3, 2017
 R
Hill, J. French
Arkansas · Feb 3, 2017
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 864: Stop Debt Collection Abuse Act of 2017. 115th Congress. Open America. https://openamerica.io/bill/115-HR-864/
MLA
"H.R. 864: Stop Debt Collection Abuse Act of 2017." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-864/.
Bluebook (legal)
H.R. 864, 115th Cong. (2026), https://openamerica.io/bill/115-HR-864/.
Markdown link
[H.R. 864: Stop Debt Collection Abuse Act of 2017](https://openamerica.io/bill/115-HR-864/)
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