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S 1810 115th Congress Senate Finance and Financial Sector Consumer credit

Free Credit Freeze Act

Introduced: September 14, 2017 Introduced by: Wyden, Ron Democratic · Oregon See on congress.gov
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 14, 2017
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sep 14, 2017
Introduced in Senate
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 Plain-English summary Congressional Research Service

Free Credit Freeze Act

This bill amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from charging a consumer a fee for placing, temporarily lifting, or fully removing a credit freeze. A consumer reporting agency must place a credit freeze on the consumer's file upon a consumer's request, prohibiting a consumer reporting agency from releasing any credit information without the consumer's permission.

What's happening now September 14, 2017

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 3
  • S 1816 Related bill Freedom from Equifax Exploitation Act
  • HR 3755 Related bill Comprehensive Consumer Credit Reporting Reform Act of 2017
  • HR 3878 Identical bill Free Credit Freeze Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 1810: Free Credit Freeze Act. 115th Congress. Open America. https://openamerica.io/bill/115-S-1810/
MLA
"S. 1810: Free Credit Freeze Act." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-S-1810/.
Bluebook (legal)
S. 1810, 115th Cong. (2026), https://openamerica.io/bill/115-S-1810/.
Markdown link
[S. 1810: Free Credit Freeze Act](https://openamerica.io/bill/115-S-1810/)
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