HR 3878
115th Congress
House
Finance and Financial Sector
Consumer credit
Free Credit Freeze Act
Introduced: September 28, 2017
Introduced by:
Luján, Ben Ray
Democratic
· New Mexico
See on congress.gov
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 28, 2017
Referred to the House Committee on Financial Services.
Sep 28, 2017
Introduced in House
Plain-English summary
Free Credit Freeze Act
This bill amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from charging a consumer a fee for placing, temporarily lifting, or fully removing a credit freeze. A consumer reporting agency must place a credit freeze on the consumer's file upon a consumer's request, prohibiting a consumer reporting agency from releasing any credit information without the consumer's permission.
What's happening now
Referred to the House Committee on Financial Services.
Committees of jurisdiction
1