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H.R. 6311 115th Congress House

Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018

Official title: To amend the Internal Revenue Code of 1986 and the Patient Protection and Affordable Care Act to modify the definition of qualified health plan for purposes of… Show full official titleShow less

Official title: To amend the Internal Revenue Code of 1986 and the Patient Protection and Affordable Care Act to modify the definition of qualified health plan for purposes of the health insurance premium tax credit and to allow individuals purchasing health insurance in the individual market to purchase a lower premium copper plan.

Introduced: July 6, 2018 See on congress.gov
Taxation AbortionHealth care costs and insuranceIncome tax credits
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 18 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 26, 2018
Received in the Senate.
Jul 25, 2018
Motion to reconsider laid on the table Agreed to without objection.
Jul 25, 2018
On passage Passed by recorded vote: 242 - 176 (Roll no. 376). (text: CR H7658-7659)
Jul 25, 2018
On motion to recommit with instructions Failed by the Yeas and Nays: 187 - 229 (Roll no. 375).
Jul 25, 2018
The previous question on the motion to recommit with instructions was ordered without objection.
Jul 25, 2018
DEBATE - The House proceeded with 10 minutes of debate on the Frankel (FL) motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with an amendment stating no amendment made by this Act shall take effect until the annual reports of the Board of the Trustees of the Federal Hospital Insurance Trust Fund established under section 1817 of the Social Security Act and the Federal Supplementary Medical Insurance Trust Fund indicate the reduction of solvency of such trust funds by reason of Public Law 115-97 have been reversed.
Jul 25, 2018
Ms. Frankel (FL) moved to recommit with instructions to the Committee on Ways and Means.
Jul 25, 2018
The previous question was ordered pursuant to the rule.
Jul 25, 2018
DEBATE - The House proceeded with one hour of debate on H.R. 6311.
Jul 25, 2018
Rule provides for consideration of H.R. 184 and H.R. 6311. Rule provides for consideration of H.R. 184 and H.R. 6311 both under closed rules. The rule provides for one motion to recommit with or without instructions on each measure.
Jul 25, 2018
Considered under the provisions of rule H. Res. 1011. (consideration: CR H7658-7667)
Jul 24, 2018
Rule H. Res. 1011 passed House.
Jul 23, 2018
Rules Committee Resolution H. Res. 1011 Reported to House. Rule provides for consideration of H.R. 184 and H.R. 6311. Rule provides for consideration of H.R. 184 and H.R. 6311 both under closed rules. The rule provides for one motion to recommit with or without instructions on each measure.
Jul 19, 2018
Reported (Amended) by the Committee on Ways and Means. H. Rept. 115-849, Part I.
Jul 11, 2018
Ordered to be Reported (Amended) by the Yeas and Nays: 23 - 16.
Jul 11, 2018
Committee Consideration and Mark-up Session Held.
Jul 6, 2018
Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jul 6, 2018
Introduced in House
 Votes taken on this bill 2
DateChamberWhat was voted onResultYes–No
Jul 25, 2018 House · vote #376 On Passage Passed 242–176 See who voted →
Jul 25, 2018 House · vote #375 On Motion to Recommit with Instructions Failed 187–229 See who voted →
 Amendments to this bill 1

Amendments propose changes to this bill. Members vote on amendments separately before the final bill vote. An agreed amendment becomes part of the bill; a failed amendment does not.

AmendmentSponsorPurposeStatusLatest action
HAMDT 953 – Pursuant to the provisions of H.Res. 1011, the amendment in the nature of a substitute consisting of the text… No recorded outcome –
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 Latest action July 26, 2018

Received in the Senate.

 Plain-English summary Congressional Research Service

This bill modifies the requirements for the premium assistance tax credit and allows all individuals to purchase catastrophic health plans in the individual market.

(Under current law, the premium assistance tax credit is provided to eligible individuals and families to subsidize the purchase of health insurance plans on an exchange established under the Patient Protection and Affordable Care Act.) The bill modifies the credit to:

  • make the credit available for catastrophic qualified health plans and plans that are not offered through an exchange, but otherwise meet the requirements for qualified health plans;
  • prohibit advance payments of the credit from being made for a health plan that is not enrolled in through an exchange; and
  • prohibit the credit from being used for health plans that cover abortions (other than abortions necessary to save the life of the mother or abortions with respect to a pregnancy that is the result of an act of rape or incest).

The bill also modifies the requirements for minimum essential health benefits to allow all individuals purchasing health insurance in the individual market to purchase a lower premium catastrophic plan. (The plans are currently limited to individuals who are under 30 or qualify for a hardship or affordability exemption.)

 Related & companion bills 11
 Bill text 3 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6311: Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018. 115th Congress. Open America. https://openamerica.io/bill/115-HR-6311/
MLA
"H.R. 6311: Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-6311/.
Bluebook (legal)
H.R. 6311, 115th Cong. (2026), https://openamerica.io/bill/115-HR-6311/.
Markdown link
[H.R. 6311: Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018](https://openamerica.io/bill/115-HR-6311/)
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