Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018
Official title: To amend the Internal Revenue Code of 1986 and the Patient Protection and Affordable Care Act to modify the definition of qualified health plan for purposes of… Show full official titleShow less
Official title: To amend the Internal Revenue Code of 1986 and the Patient Protection and Affordable Care Act to modify the definition of qualified health plan for purposes of the health insurance premium tax credit and to allow individuals purchasing health insurance in the individual market to purchase a lower premium copper plan.
| Date | Chamber | What was voted on | Result | Yes–No | |
|---|---|---|---|---|---|
| Jul 25, 2018 | House · vote #376 | On Passage | Passed | 242–176 | See who voted → |
| Jul 25, 2018 | House · vote #375 | On Motion to Recommit with Instructions | Failed | 187–229 | See who voted → |
Amendments propose changes to this bill. Members vote on amendments separately before the final bill vote. An agreed amendment becomes part of the bill; a failed amendment does not.
| Amendment | Sponsor | Status |
|---|---|---|
| HAMDT 953 | – | No recorded outcome |
Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.
Received in the Senate.
This bill modifies the requirements for the premium assistance tax credit and allows all individuals to purchase catastrophic health plans in the individual market.
(Under current law, the premium assistance tax credit is provided to eligible individuals and families to subsidize the purchase of health insurance plans on an exchange established under the Patient Protection and Affordable Care Act.) The bill modifies the credit to:
- make the credit available for catastrophic qualified health plans and plans that are not offered through an exchange, but otherwise meet the requirements for qualified health plans;
- prohibit advance payments of the credit from being made for a health plan that is not enrolled in through an exchange; and
- prohibit the credit from being used for health plans that cover abortions (other than abortions necessary to save the life of the mother or abortions with respect to a pregnancy that is the result of an act of rape or incest).
The bill also modifies the requirements for minimum essential health benefits to allow all individuals purchasing health insurance in the individual market to purchase a lower premium catastrophic plan. (The plans are currently limited to individuals who are under 30 or qualify for a hardship or affordability exemption.)
- Engrossed in House Formatted Text PDF Formatted XML
- Introduced in House Formatted Text PDF Formatted XML
- Received in Senate Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 6311: Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018. 115th Congress. Open America. https://openamerica.io/bill/115-HR-6311/
"H.R. 6311: Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-6311/.
H.R. 6311, 115th Cong. (2026), https://openamerica.io/bill/115-HR-6311/.
[H.R. 6311: Increasing Access to Lower Premium Plans and Expanding Health Savings Accounts Act of 2018](https://openamerica.io/bill/115-HR-6311/)