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H.R. 3835 115th Congress House

Eliminating the Hidden Student Loan Tax Act

Official title: To amend the Higher Education Act of 1965 to eliminate origination fees for Federal Direct Loans.

Introduced: September 26, 2017 See on congress.gov
Education Government lending and loan guaranteesHigher educationStudent aid and college costsUser charges and fees
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 26, 2017
Referred to the House Committee on Education and the Workforce.
Sep 26, 2017
Introduced in House
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 Latest action September 26, 2017

Referred to the House Committee on Education and the Workforce.

 Plain-English summary Congressional Research Service

Eliminating the Hidden Student Loan Tax Act

This bill amends the Higher Education Act of 1965 to repeal the authority of the Department of Education (ED) to charge an origination fee on future loans under the William D. Ford Federal Direct Loan program. Specifically, the bill repeals ED's authority to charge an origination fee on a direct loan first disbursed, or, in the case of a direct consolidation loan, for which an application is received, on or after July 1, 2017. (Origination fees are the fees lenders charge for processing new loan applications.)

 Related & companion bills 4
  • HR 3674 Reintroduced Bill Eliminating the Hidden Student Loan Tax Act
  • HR 1285 Reintroduction of Eliminating the Hidden Student Loan Tax Act
  • HR 4001 Student Loan Refinancing and Recalculation Act
  • HR 3346 Student Opportunity Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 3835: Eliminating the Hidden Student Loan Tax Act. 115th Congress. Open America. https://openamerica.io/bill/115-HR-3835/
MLA
"H.R. 3835: Eliminating the Hidden Student Loan Tax Act." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-3835/.
Bluebook (legal)
H.R. 3835, 115th Cong. (2026), https://openamerica.io/bill/115-HR-3835/.
Markdown link
[H.R. 3835: Eliminating the Hidden Student Loan Tax Act](https://openamerica.io/bill/115-HR-3835/)
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