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HR 449 114th Congress House

Discharge Student Loans in Bankruptcy Act of 2015

Official title: To amend title 11 of the United States Code to make student loans dischargeable.

Introduced: February 13, 2015 See on congress.gov
Finance and Financial Sector BankruptcyHigher educationStudent aid and college costs
This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 5, 2015
Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.
Jan 21, 2015
Referred to the House Committee on the Judiciary.
Jan 21, 2015
Introduced in House
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 Latest action February 5, 2015

Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.

 Plain-English summary Congressional Research Service

Discharge Student Loans in Bankruptcy Act of 2015

Amends the federal bankruptcy code to allow the discharge in bankruptcy of an educational loan or an obligation to repay funds received as an educational benefit, scholarship, or stipend. (Currently, those debts are dischargeable only if excepting them from discharge would impose an undue hardship on the debtor and the debtor's dependents.)

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 449: Discharge Student Loans in Bankruptcy Act of 2015. 114th Congress. Open America. https://openamerica.io/bill/114-HR-449/
MLA
"H.R. 449: Discharge Student Loans in Bankruptcy Act of 2015." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-449/.
Bluebook (legal)
H.R. 449, 114th Cong. (2026), https://openamerica.io/bill/114-HR-449/.
Markdown link
[H.R. 449: Discharge Student Loans in Bankruptcy Act of 2015](https://openamerica.io/bill/114-HR-449/)
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