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HR 3451 114th Congress House

Student Loan Bankruptcy Parity Act of 2015

Official title: To amend title 11 of the United States Code to make student loans dischargeable.

Introduced: September 8, 2015 See on congress.gov
Finance and Financial Sector BankruptcyHigher educationStudent aid and college costs
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This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 28, 2015
Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.
Sep 8, 2015
Referred to the House Committee on the Judiciary.
Sep 8, 2015
Introduced in House
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 Latest action September 28, 2015

Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law.

 Plain-English summary Congressional Research Service

Student Loan Bankruptcy Parity Act of 2015

This bill amends the federal bankruptcy code to eliminate the provision that makes certain education debts non-dischargeable in bankruptcy unless repayment imposes an undue hardship.

Specifically it permits a borrower to discharge in bankruptcy a nonprofit, government, or private student loan, or an obligation to repay an educational benefit, scholarship, or stipend.

 Related & companion bills 2
  • HR 6239 Related bill HIGHER ED Act
  • HR 449 Related bill Discharge Student Loans in Bankruptcy Act of 2015
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 3451: Student Loan Bankruptcy Parity Act of 2015. 114th Congress. Open America. https://openamerica.io/bill/114-HR-3451/
MLA
"H.R. 3451: Student Loan Bankruptcy Parity Act of 2015." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-3451/.
Bluebook (legal)
H.R. 3451, 114th Cong. (2026), https://openamerica.io/bill/114-HR-3451/.
Markdown link
[H.R. 3451: Student Loan Bankruptcy Parity Act of 2015](https://openamerica.io/bill/114-HR-3451/)
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