Skip to main content
HR 4422 114th Congress House Government Operations and Politics Bank accounts, deposits, capital Executive agency funding and structure Financial services and investments Postal service U.S. Postal Service

POSTAL Act of 2015

Introduced: February 1, 2016 See on congress.gov
This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 1, 2016
Referred to the House Committee on Oversight and Government Reform.
Feb 1, 2016
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Providing Opportunities for Savings, Transactions, and Lending Act of 2015 [sic] or the POSTAL Act of 2015 [sic]

This bill expands the specific powers of the U.S. Postal Service (USPS) to include the provision of basic financial services, including: (1) small-dollar loans; (2) checking accounts, interest-bearing savings accounts, and services relating to international money transfers, each of which may be provided by the USPS alone or in partnership with depository institutions and credit unions; (3) other basic financial services as appropriate in the public interest; and (4) the creation of a Postal Card that allows users to engage in such financial services.

What's happening now February 1, 2016

Referred to the House Committee on Oversight and Government Reform.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4422: POSTAL Act of 2015. 114th Congress. Open America. https://openamerica.io/bill/114-HR-4422/
MLA
"H.R. 4422: POSTAL Act of 2015." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-4422/.
Bluebook (legal)
H.R. 4422, 114th Cong. (2026), https://openamerica.io/bill/114-HR-4422/.
Markdown link
[H.R. 4422: POSTAL Act of 2015](https://openamerica.io/bill/114-HR-4422/)
Report a problem