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S 2909 112th Congress Senate Housing and Community Development Consumer credit Government corporations and government-sponsored enterprises Housing finance and home ownership Legal fees and court costs

Rebuilding Equity Act of 2012

Introduced: May 8, 2012 Introduced by: Merkley, Jeff Democratic · Oregon See on congress.gov
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 8, 2012
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 112-677.
May 8, 2012
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
May 8, 2012
Introduced in Senate
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 Plain-English summary Congressional Research Service

Rebuilding Equity Act of 2012 - Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (government sponsored enterprises or GSEs) each to establish a voluntary program for borrowers who qualify for the Home Affordable Refinance Program carried out by the GSEs, in which the GSE shall pay for the closing costs associated with applying for and receiving the refinancing when the borrower agrees to refinance into a fully amoritizing loan with a term of not longer than 20 years.

What's happening now May 8, 2012

Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 112-677.

 Related & companion bills 2
  • HR 6467 Related bill Rebuilding Equity Act of 2012
  • S 3520 Related bill Rebuilding Equity Act of 2012
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 2909: Rebuilding Equity Act of 2012. 112th Congress. Open America. https://openamerica.io/bill/112-S-2909/
MLA
"S. 2909: Rebuilding Equity Act of 2012." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-S-2909/.
Bluebook (legal)
S. 2909, 112th Cong. (2026), https://openamerica.io/bill/112-S-2909/.
Markdown link
[S. 2909: Rebuilding Equity Act of 2012](https://openamerica.io/bill/112-S-2909/)
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