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H.R. 6467 112th Congress House

Rebuilding Equity Act of 2012

Official title: To require a portion of closing costs to be paid by the enterprises with respect to certain refinanced mortgage loans, and for other purposes.

Introduced: September 20, 2012 See on congress.gov
Housing and Community Development Consumer creditGovernment corporations and government-sponsored enterprisesHousing finance and home ownershipLegal fees and court costs
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This bill died when the 112th Congress ended
It never became law before the 112th Congress (2011–2012) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 23, 2012
Referred to the Subcommittee on Capital Markets and Government Sponsored Enterprises.
Sep 20, 2012
Referred to the House Committee on Financial Services.
Sep 20, 2012
Introduced in House
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 Latest action October 23, 2012

Referred to the Subcommittee on Capital Markets and Government Sponsored Enterprises.

 Plain-English summary Congressional Research Service

Rebuilding Equity Act of 2012 - Requires the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (government sponsored enterprises or GSEs) each to establish a voluntary program for eligible borrowers who qualify for the Home Affordable Refinance Program carried out by the GSEs, under which the GSEs shall pay up to $1,000 of the closing costs associated with applying for and receiving refinancing when the borrower agrees to refinance a 30-year mortgage loan into a fully amortizing loan with a term of not longer than 20 years. Requires the subject property to have a loan-to-value ratio of not less than 105%.

 Related & companion bills 2
  • S 3520 Identical bill Rebuilding Equity Act of 2012
  • S 2909 Rebuilding Equity Act of 2012
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 3
All 3 Democratic 2
D
Hirono, Mazie K.
Hawaii · Sep 21, 2012
 D
Bonamici, Suzanne
Oregon · Sep 20, 2012
Miller, Brad
· Sep 20, 2012
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6467: Rebuilding Equity Act of 2012. 112th Congress. Open America. https://openamerica.io/bill/112-HR-6467/
MLA
"H.R. 6467: Rebuilding Equity Act of 2012." 112th Congress, 2026, Open America, https://openamerica.io/bill/112-HR-6467/.
Bluebook (legal)
H.R. 6467, 112th Cong. (2026), https://openamerica.io/bill/112-HR-6467/.
Markdown link
[H.R. 6467: Rebuilding Equity Act of 2012](https://openamerica.io/bill/112-HR-6467/)
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