HR 416 112th Congress House Health Consumer affairs Disability and health-based discrimination Health care costs and insurance State and local government operations

Health Insurance Rate Review Act

Introduced: January 25, 2011 Introduced by: Schakowsky, Janice D. Democratic · Illinois See on congress.gov

Everywhere this bill has been 3 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Feb 9, 2011

Referred to the Subcommittee on Health.

Jan 25, 2011

Referred to the House Committee on Energy and Commerce.

Jan 25, 2011

Introduced in House

Plain-English summary Congressional Research Service

Health Insurance Rate Review Act - Amends the Public Health Service Act to declare that federal provisions requiring the Secretary of Health and Human Services (HHS) to review unreasonable premium increases in health care coverage shall not be construed to prohibit a state from imposing additional rate requirements on health insurance issuers that are more protective of consumers. Expands such review to include all rate increases, not only premium increases.

Directs the Secretary or the relevant state insurance commissioner (or state regulator) to take corrective actions to ensure that any excessive, unjustified, or unfairly discriminatory rates are corrected prior to, or as soon as possible after, implementation, including through mechanisms such as denying rates, modifying rates, or requiring rebates to consumers.

Requires the Secretary to determine whether the state insurance commissioner or regulator or the Secretary will undertake such corrective actions based on whether the state can adequately undertake such actions.

Applies these provisions to grandfathered health plans under the Patient Protection and Affordable Care Act.

What's happening now February 9, 2011

Referred to the Subcommittee on Health.

Committees of jurisdiction 2