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S 137 112th Congress Senate Health Consumer affairs Disability and health-based discrimination Health care costs and insurance State and local government operations

Health Insurance Rate Review Act

Introduced: January 25, 2011 See on congress.gov
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 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 25, 2011
Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (text of measure as introduced: CR S206)
Jan 25, 2011
Sponsor introductory remarks on measure. (CR S204-206)
Jan 25, 2011
Introduced in Senate
 Plain-English summary Congressional Research Service

Health Insurance Rate Review Act - Amends the Public Health Service Act to declare that federal provisions requiring the Secretary of Health and Human Services (HHS) to review unreasonable premium increases in health care coverage shall not be construed to prohibit a state from imposing additional rate requirements on health insurance issuers that are more protective of consumers. Expands such review to include all rate increases, not only premium increases.

Directs the Secretary or the relevant state insurance commissioner (or state regulator) to take corrective actions to ensure that any excessive, unjustified, or unfairly discriminatory rates are corrected prior to, or as soon as possible after, implementation, including through mechanisms such as denying rates, modifying rates, or requiring rebates to consumers.

Requires the Secretary to determine whether the state insurance commissioner or regulator or the Secretary will undertake such corrective actions based on whether the state can adequately undertake such actions.

Applies these provisions to grandfathered health plans under the Patient Protection and Affordable Care Act.

What's happening now January 25, 2011

Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (text of measure as introduced: CR S206)

 Committees of jurisdiction 1
 Cosponsors 3
All 3 Democratic 2 Independent 1