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S 442 111th Congress Senate Health Employee benefits and pensions Government studies and investigations Health care costs and insurance Health care coverage and access

Health Insurance Coverage Protection Act

Introduced: February 13, 2009 See on congress.gov
This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 13, 2009
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
Feb 13, 2009
Introduced in Senate
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 Plain-English summary Congressional Research Service

Health Insurance Coverage Protection Act - Amends the Employee Retirement Income Security Act (ERISA) and the Public Health Service Act to prohibit a group health plan from imposing an aggregate lifetime benefit limit of less than: (1) $5 million for the first two plan years; (2) $10 million for the third and fourth plan years; and (3) adjusted amounts based on the consumer price index for subsequent plan years. Excludes from such prohibition a group health plan offered to employees of a small employer, except upon request of the employer for a consistent limit.

Requires the Secretary of Health and Human Services to contract with the Institute of Medicine for a study to determine the number of individuals who have reached the lifetime limitations set forth in this Act.

What's happening now February 13, 2009

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 442: Health Insurance Coverage Protection Act. 111th Congress. Open America. https://openamerica.io/bill/111-S-442/
MLA
"S. 442: Health Insurance Coverage Protection Act." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-S-442/.
Bluebook (legal)
S. 442, 111th Cong. (2026), https://openamerica.io/bill/111-S-442/.
Markdown link
[S. 442: Health Insurance Coverage Protection Act](https://openamerica.io/bill/111-S-442/)
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