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H.R. 3743 111th Congress House

Small Business Disaster Readiness and Reform Act of 2009

Official title: To amend the Small Business Act to improve the disaster relief programs of the Small Business Administration, and for other purposes.

Introduced: October 7, 2009 See on congress.gov
Commerce AsiaChinaDisaster relief and insuranceGovernment lending and loan guarantees
More subjectsShow fewer subjects
Hazardous wastes and toxic substancesHousing finance and home ownershipHousing industry and standardsSmall businessVeterans' loans, housing, homeless programsWomen in business
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This bill died when the 111th Congress ended
It never became law before the 111th Congress (2009–2010) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 13 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 9, 2009
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Nov 6, 2009
Motion to reconsider laid on the table Agreed to without objection.
Nov 6, 2009
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H12471-12472)
Nov 6, 2009
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.(text: CR H12471-12472)
Nov 6, 2009
DEBATE - The House proceeded with forty minutes of debate on H.R. 3743.
Nov 6, 2009
Considered under suspension of the rules. (consideration: CR H12471-12473)
Nov 6, 2009
Ms. Velazquez moved to suspend the rules and pass the bill, as amended.
Oct 21, 2009
Provisions of Measure Incorporated into H.R. 3854.
Oct 8, 2009
Forwarded by Subcommittee to Full Committee by Voice Vote .
Oct 8, 2009
Subcommittee Consideration and Mark-up Session Held.
Oct 7, 2009
Referred to the Subcommittee on Finance and Tax.
Oct 7, 2009
Referred to the House Committee on Small Business.
Oct 7, 2009
Introduced in House
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 Latest action November 9, 2009

Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.

 Plain-English summary Congressional Research Service

Small Business Disaster Readiness and Reform Act of 2009 - (Sec. 2) Amends the Small Business Act to prohibit the Administrator of the Small Business Administration (SBA), in making a small business disaster loan of $250,000 or less, from requiring a borrower to use the borrower's home as collateral.

(Sec. 3) Increases the SBA disaster loan limit to $3 million. Prohibits the Administrator from requiring repayment on such loans until 12 months after final disbursement of the approved loan amount.

(Sec. 5) Provides specific disbursement directions for each of the following categories of loans: (1) $150,000 or less; (2) more than $150,000 up to $500,000; and (3) more than $500,000.

(Sec. 6) Authorizes the Administrator to make a disaster assistance grant of up to $100,000 to a small business that: (1) is located in an area affected by a major disaster; (2) certifies its intention to reestablish the business in the same county as originally located; (3) has applied and was rejected for a conventional disaster assistance loan; and (4) was in existence for at least two years before the disaster declaration. Provides a grant priority for small businesses determined to be economically viable but unable to meet short-term financial obligations. Authorizes grants of $100 million for each of FY2010-FY2011 and authorizes appropriations for such grants.

(Sec. 7) Directs the Administrator to develop a disaster preparedness and response plan for each SBA region. Requires each plan to identify the three disasters, natural or manmade, most likely to occur in such region.

(Sec. 8) Authorizes the Administrator to make outreach grants for loan application assistance to the following in areas affected by a disaster: (1) a women's business center; (2) a small business development center; (3) a veterans business outreach center; and (4) a chamber of commerce. Authorizes grants for each of FY2010-FY2011.

(Sec. 9) Authorizes the Administrator to make a loan to any homeowner whose primary residence has been adversely impacted by the installation of toxic drywall manufactured in China. Allows the loan to be used only for the repair or replacement of such drywall.

(Sec. 10) Authorizes appropriations for FY2010-FY2011 for administrative expenses and small business disaster assistance loans.

 Related & companion bills 1
  • HR 3854 Text similarities Small Business Financing and Investment Act of 2009
 Bill text 3 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3743: Small Business Disaster Readiness and Reform Act of 2009. 111th Congress. Open America. https://openamerica.io/bill/111-HR-3743/
MLA
"H.R. 3743: Small Business Disaster Readiness and Reform Act of 2009." 111th Congress, 2026, Open America, https://openamerica.io/bill/111-HR-3743/.
Bluebook (legal)
H.R. 3743, 111th Cong. (2026), https://openamerica.io/bill/111-HR-3743/.
Markdown link
[H.R. 3743: Small Business Disaster Readiness and Reform Act of 2009](https://openamerica.io/bill/111-HR-3743/)
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