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H.R. 1322 110th Congress House

Emergency Retiree Health Benefits Protection Act of 2007

Official title: To amend title I of the Employee Retirement Income Security Act of 1974 to provide emergency protection for retiree health benefits.

Introduced: March 5, 2007 See on congress.gov
Health Bank loansCoinsuranceCongressional reporting requirementsEconomics and Public Finance
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Executive reorganizationFederally-guaranteed loansFinance and Financial SectorFines (Penalties)Government Operations and PoliticsHealth insuranceHealth insurance continuationInsurance premiumsLawMedical economicsPatients' rightsRetiree health benefits
This bill died when the 110th Congress ended
It never became law before the 110th Congress (2007–2008) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 5, 2007
Referred to the Subcommittee on Health, Employment, Labor, and Pensions.
Mar 5, 2007
Introduced in House
Mar 5, 2007
Referred to the Committee on Education and Labor, and in addition to the Committee on the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
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 Latest action June 5, 2007

Referred to the Subcommittee on Health, Employment, Labor, and Pensions.

 Plain-English summary Congressional Research Service

Emergency Retiree Health Benefits Protection Act of 2007 - Amends the Employee Retirement Income Security Act of 1974 (ERISA) to add a program for emergency retiree health benefit protections.

Prohibits group health plans from reducing retiree health benefits after the retirement of a plan beneficiary. Requires such plans to adopt provisions barring post-retirement reductions in retiree health benefits.

Requires group health plan sponsors to grant retired plan participants the option of benefit restoration. Authorizes the Secretary of Labor to waive or vary requirements for benefit restoration if compliance with such requirements would: (1) be adverse to the interests of plan participants in the aggregate; (2) not be administratively feasible; and (3) cause substantial business hardship to plan sponsors.

Establishes the Emergency Retiree Health Loan Guarantee Program. Authorizes the Program to guarantee loans provided by private financial institutions to assist plan sponsors in meeting benefit restoration obligations under this Act. Terminates loan guarantee authority after 2013.

Authorizes the Secretary to assess civil penalties for violations of this Act.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
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APA
U.S. Congress. (2026). H.R. 1322: Emergency Retiree Health Benefits Protection Act of 2007. 110th Congress. Open America. https://openamerica.io/bill/110-HR-1322/
MLA
"H.R. 1322: Emergency Retiree Health Benefits Protection Act of 2007." 110th Congress, 2026, Open America, https://openamerica.io/bill/110-HR-1322/.
Bluebook (legal)
H.R. 1322, 110th Cong. (2026), https://openamerica.io/bill/110-HR-1322/.
Markdown link
[H.R. 1322: Emergency Retiree Health Benefits Protection Act of 2007](https://openamerica.io/bill/110-HR-1322/)
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