HR 1508 109th Congress House

401(k) Automatic Enrollment Act of 2005

Official title: To amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to facilitate automatic enrollment in 401(k) plans, and for related purposes.

Introduced: June 29, 2005 See on congress.gov

Labor and Employment Administrative procedureAnnuitiesBondsCivil Rights and Liberties, Minority Issues

More subjectsShow fewer subjects

Civil service retirementCommerceCongressCongressional reporting requirementsDefined contribution plansDepartment of the TreasuryEducationElementary and secondary educationEmployee ownershipEmployee rightsExecutive compensationFederal preemptionFinance and Financial SectorGovernment Operations and PoliticsGovernment paperworkHigher educationIncome taxIndividual retirement accountsInvestmentsLawLocal employeesMutual fundsNondiscrimination provisionsPension fundsReal estate investmentRiskSchool personnelState employeesState lawsStocksTax-deferred compensation plansTax-exempt organizationsTaxationTrusts and trustees

Everywhere this bill has been 4 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jul 20, 2005

Sponsor introductory remarks on measure. (CR H6179-6180)

Apr 29, 2005

Referred to the Subcommittee on Employer-Employee Relations.

Apr 6, 2005

Referred to the Committee on Education and the Workforce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Apr 6, 2005

Introduced in House

Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

Latest action July 20, 2005

Sponsor introductory remarks on measure. (CR H6179-6180)

Plain-English summary Congressional Research Service

401(k) Automatic Enrollment Act of 2005 - Amends the Internal Revenue Code and the Employee Retirement Income Security Act (ERISA) to permit 401(k) pension plans to include an automatic enrollment arrangement.

Preempts State laws that would preclude automatic enrollments or automatic rollovers in tax-exempt pension plans.

Limits the duties and liabilities of fiduciaries with respect to automatic rollovers of 401(k) pension plan assets.

Requires notice applicable to alternative methods of meeting nondiscrimination requirements for matching contributions to 401(k) plans semiannually (currently, annually).

Directs the Secretaries of the Treasury and of Labor to report jointly to Congress on low-cost individual retirement plans.

Bill text 1 version

Introduced in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 3

Education and Workforce Committee
House of Representatives
Health, Employment, Labor, and Pensions Subcommittee
House of Representatives · subcommittee of Education and Workforce Committee
Ways and Means Committee
House of Representatives

Cosponsors 7

Bean, Melissa

· Oct 27, 2005

DeLauro, Rosa L.

Connecticut · Jun 29, 2005

Maryland · Apr 6, 2005

Wasserman Schultz, Debbie

Florida · Apr 6, 2005

Cite this page click to expand

APA

U.S. Congress. (2026). H.R. 1508: 401(k) Automatic Enrollment Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-1508/

MLA

"H.R. 1508: 401(k) Automatic Enrollment Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-1508/.

Bluebook (legal)

H.R. 1508, 109th Cong. (2026), https://openamerica.io/bill/109-HR-1508/.

Markdown link

[H.R. 1508: 401(k) Automatic Enrollment Act of 2005](https://openamerica.io/bill/109-HR-1508/)