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HR 1508 109th Congress House Labor and Employment Administrative procedure Annuities Bonds Civil Rights and Liberties, Minority Issues Civil service retirement Commerce Congress Congressional reporting requirements Defined contribution plans Department of the Treasury Education Elementary and secondary education Employee ownership Employee rights Executive compensation Federal preemption Finance and Financial Sector Government Operations and Politics Government paperwork

401(k) Automatic Enrollment Act of 2005

Introduced: April 6, 2005 See on congress.gov
This bill died when the 109th Congress ended
It never became law before the 109th Congress (2005–2006) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 20, 2005
Sponsor introductory remarks on measure. (CR H6179-6180)
Apr 29, 2005
Referred to the Subcommittee on Employer-Employee Relations.
Apr 6, 2005
Referred to the Committee on Education and the Workforce, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Apr 6, 2005
Introduced in House
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 Plain-English summary Congressional Research Service

401(k) Automatic Enrollment Act of 2005 - Amends the Internal Revenue Code and the Employee Retirement Income Security Act (ERISA) to permit 401(k) pension plans to include an automatic enrollment arrangement.

Preempts State laws that would preclude automatic enrollments or automatic rollovers in tax-exempt pension plans.

Limits the duties and liabilities of fiduciaries with respect to automatic rollovers of 401(k) pension plan assets.

Requires notice applicable to alternative methods of meeting nondiscrimination requirements for matching contributions to 401(k) plans semiannually (currently, annually).

Directs the Secretaries of the Treasury and of Labor to report jointly to Congress on low-cost individual retirement plans.

What's happening now July 20, 2005

Sponsor introductory remarks on measure. (CR H6179-6180)

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
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APA
U.S. Congress. (2026). H.R. 1508: 401(k) Automatic Enrollment Act of 2005. 109th Congress. Open America. https://openamerica.io/bill/109-HR-1508/
MLA
"H.R. 1508: 401(k) Automatic Enrollment Act of 2005." 109th Congress, 2026, Open America, https://openamerica.io/bill/109-HR-1508/.
Bluebook (legal)
H.R. 1508, 109th Cong. (2026), https://openamerica.io/bill/109-HR-1508/.
Markdown link
[H.R. 1508: 401(k) Automatic Enrollment Act of 2005](https://openamerica.io/bill/109-HR-1508/)
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