AMERICAN EXPRESS COMPANY

Issues affecting prudential bank regulatory matters, including supervisory reform, tailoring reform, and potential changes to capital and liquidity requirements Issues related to prudential bank regulations including, the Basel III Endgame proposal Issues related to implementation of merchant category codes, including H.R. 1181, the Protecting Privacy in Purchases Act Issues generally related to merchant pricing, network routing requirements and contract regulation, including the proposed Credit Card Competition Act Issues, including oversight and regulations, related to the Consumer Financial Protection Bureau (CFPB), including penalty fees, rewards, open banking, the fair credit reporting act, and other relevant issues. Issues related to modernization of the Bank Secrecy Act / Anti-Money Laundering (BSA/AML) requirements Issues related to credit reporting and data brokers Issues related to fraud and scams Issues related to payment networks operating in China Issues related to debt settlement companies USG request for information related to payments modernization & payment fraud Issues related to credit card interest rate caps H.R. 8398, the GUARD Act, provisions related to the treatment of consumer financial data H.R. 8800, and S.4784 the National Defense Authorization Act for Fiscal Year 2027, provisions related to corporate governance decisions. H.R. 6553, the Tailoring and Indexing Enhanced Regulations Act, provisions related to asset thresholds for US banks S. 5452, the Tailoring and Indexing Enhanced Regulations Act, provisions related to asset thresholds for US banks

Issues related to cyber security regulatory harmonization Issues and draft legislation related to artificial intelligence Draft legislation related to data privacy and financial privacy H.R. 3633, the Digital Asset Market Clarity Act of 2025, provisions related to stablecoins and digital asset market structure regulations S. 1337, the Cybersecurity Information Sharing Extension Act, provisions related to cyber information sharing H.R. 5079, the Widespread Information Management for the Welfare of Infrastructure and Government Act, provisions related to cyber information sharing H.R. 3403, the SEAT Act of 2025, provisions related to restaurant reservations BOTS H.R 7757, the KIDS Act of 2025-2026, provisions related to advertising and marketing H.R. 8413, the SECURE Act, provisions related to consumer and data privacy

H.R. 1, One Big Beautiful Bill Act (OBBBA), provisions related to international tax, corporate tax, Issues relating to the extension of the Tax Cuts and Jobs Act (TCJA) Issues relating to corporate tax proposals S. 1605, The International Competition for American Jobs Act, all provisions Issues relating to OECD global minimum tax rules and US international tax rules H.R. 9383, The Small Business and Consumer Credit Act of 2026.I Isses relating to the Base Erosion and Anti-Abuse Tax (BEAT) and in S. 1605, the International Competition for American Jobs Act International tax issues relating to the OECD global minimum tax and U.S. international tax rules in Title VII of H.R. 1, the One Big, Beautiful Bill Act (budget reconciliation bill, P.L. 119-21) Issues related to Mexican tax audit regime