STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Issues related to federal data security, artificial intelligence, and consumer data privacy standards for insurance and financial institutions.

Issues relating to regulatory implementation of auto and highway safety matters contained in the bipartisan Infrastructure Investment and Jobs Act (Public Law 117-58). Legislative efforts to mitigate distracted driving.

Congressional efforts to better understand commercial use of artificial intelligence and its impact on consumers. Issues relating to reauthorization of the National Flood Insurance Program and FEMAs Risk Rating 2.0 flood insurance plan. Issues relating to the Federal Insurance Office's (FIO) proposed climate data call for homeowners' insurance. Issues relating to systemic risk, including the Financial Stability Oversight Council's (FSOC) oversight of insurance issues. Issues relating to the use of artificial intelligence (AI) in financial services. Issues relating climate-related property damage and impacts on insurance markets. The Insurance Data Protection Act (pending reintroduction) concerning the subpoena authority of the Federal Insurance Office and the Federal Insurance Office Elimination Act (H.R. 643), concerning the Office's elimination. Issues relating to state-based insurance regulation under the McCarran-Ferguson Act and federal initiatives impacting McCarran. Issues relating to the effects of inflation, state regulation, tariffs, and other factors on the affordability and availability of insurance. Issues relating to the Federal Housing Finance Agency's (FHFA) Seller/Servicer Guide proposed directive to require consumers to secure replacement cost insurance if they have a federally backed loan. Issues relating to disaster resiliency and expanding coverage for hazard mitigation. Issues relating to the insurance industry's response to recent disasters, including fires and hurricanes.

Issues relating to DOL/NLRB administrative actions relating to the definition of independent contractor, employee and joint employer.

Issues related to insurance industry research and development tax credit. (H.R. 1990). General tax issues related to property and casualty insurance provisions (e.g., discounting for loss reserving, proration rules, life/non-life consolidation rules, and net operating loss carryback and carryforward rules). General tax issues related to the corporate state and local tax deduction - C-SALT.

Issues related to civil justice reform, including disclosure of third-party litigation funding.

Issues relating to the macroeconomic influences of the federal budget decisions (e.g., inflation and interest rates).

Issues related to the insurance industry's use of weather data provided by the National Oceanic and Atmospheric Administration (NOAA).