1.H.R. 1 - One Big Beautiful Bill. (Became Law 7-4-2025). 2.Tax Extenders and The Middle-Class Mortgage Insurance Premium Acts - re-introduced in 118th Congress - H.R.2760. 3. H.R. 1 of 2017 - The Tax Cuts and Jobs Act - and The Tax Extenders - to achieve parity between the Mortgage Insurance Deduction and Second Lien Mortgages. 4.Government-Sponsored Enterprise/Housing Finance Reform legislation. 5.Federal Housing Administration/Ginnie Mae Administrative Action and legislation. 6.FHFAs Enterprise Capital Framework and following amendments. 7.FHFAs New Products and Activities Rule for the GSEs (implemented April 2023). 8.FHFAs Equitable Housing Finance Plans for the GSEs. 9.Tracking financial services, specifically housing industry legislation and anything related to mortgage forbearance due to COVID - e.g. The CARES Act (enacted into law) (H.R. 748), The HEROES Act (H.R. 6800), The American Rescue Plan (H.R. 1319), Build Back Better - President Bidens infrastructure and tax proposals and any future federal assistance/relief directed to the COVID-19 Pandemic. 10.FHFAs pricing review and Loan Level Price Adjustment changes via FHFAs new Enterprise Pricing Framework. 11.FHA Premiums. 12.Overseeing the implementation of the P/A rule, product by product. 13.FHFA Credit Scoring Changes and Implementation. 14.Basel III Endgame. Issue: Housing Finance Reform - to increase the role of private capital, specifically Mortgage Insurance. Issue: Comprehensive (and/or piecemeal) Housing Finance Reform proposals Further Administrative Reforms for Treasury and the GSEs.
Insurance-related issues that arise affecting Mortgage Insurance.
1. Tax Extenders and The Middle-Class Mortgage Insurance Premium Acts - re-introduced in 118th Congress - H.R.2760. 2. H.R. 1 of 2017 - The Tax Cuts and Jobs Act - and The Tax Extenders - to achieve parity between the Mortgage Insurance Deduction and Second Lien Mortgages. 3. H.R. 1 - The One Big Beautiful Bill - made Law 7-4-2025.
Basel III Endgame.