S. 4803 119th Congress Senate

Home Equity Lending Integrity Act

Official title: A bill to amend the Truth in Lending Act to include a home equity investment loan in the definition of a residential mortgage loan for the purposes of that Act, and for other purposes.

Introduced: June 17, 2026 Introduced by: Jeff Merkley Democratic · Oregon See on congress.gov

Finance and Financial Sector

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jun 17, 2026

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Jun 17, 2026

Introduced in Senate

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What's happening now June 17, 2026

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Bill text 1 version

Introduced in Senate Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Banking, Housing, and Urban Affairs Committee
Senate

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APA

U.S. Congress. (2026). S. 4803: Home Equity Lending Integrity Act. 119th Congress. Open America. https://openamerica.io/bill/119-S-4803/

MLA

"S. 4803: Home Equity Lending Integrity Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-4803/.

Bluebook (legal)

S. 4803, 119th Cong. (2026), https://openamerica.io/bill/119-S-4803/.

Markdown link

[S. 4803: Home Equity Lending Integrity Act](https://openamerica.io/bill/119-S-4803/)