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S. 4622 119th Congress Senate

PATCH Act

Official title: A bill to amend the Fair Credit Reporting Act to prohibit the inclusion of medical debt on a consumer report, and for other purposes.

Introduced: May 21, 2026 Introduced by: John Kennedy Republican · Louisiana See on congress.gov
Finance and Financial Sector
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 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 21, 2026
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
May 21, 2026
Introduced in Senate
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What's happening now May 21, 2026

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 2
  • HR 4827 Medical Debt Relief Act of 2025
  • S 2519 Medical Debt Relief Act of 2025
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 4

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

  • SYNCHRONY FINANCIAL
    for SYNCHRONY FINANCIAL · Connecticut · 3rd Quarter 2026 (July 1 - Sep 30)
  • ACA INTERNATIONAL
    for ACA INTERNATIONAL · District of Columbia · 3rd Quarter 2026 (July 1 - Sep 30)
  • ACA INTERNATIONAL
    for ACA INTERNATIONAL · District of Columbia · 2nd Quarter 2026 (Apr 1 - June 30)
  • SYNCHRONY FINANCIAL
    for SYNCHRONY FINANCIAL · Connecticut · 2nd Quarter 2026 (Apr 1 - June 30)

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

Cite this page click to expand
APA
U.S. Congress. (2026). S. 4622: PATCH Act. 119th Congress. Open America. https://openamerica.io/bill/119-S-4622/
MLA
"S. 4622: PATCH Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-4622/.
Bluebook (legal)
S. 4622, 119th Cong. (2026), https://openamerica.io/bill/119-S-4622/.
Markdown link
[S. 4622: PATCH Act](https://openamerica.io/bill/119-S-4622/)
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