Skip to main content
S 4144 119th Congress Senate Finance and Financial Sector

ESCRA Act

Introduced: March 19, 2026 Introduced by: Coons, Christopher A. Democratic · Delaware See on congress.gov
Sign in to write a letter Sign in to watch
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 19, 2026
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Mar 19, 2026
Introduced in Senate
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

What's happening now March 19, 2026

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 11

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

  • PLURUS STRATEGIES, LLC
    for AMERICAN FINANCIAL SERVICES ASSOCIATION · District of Columbia · 2nd Quarter (Apr 1 - June 30) 2026
  • BALLARD PARTNERS
    for AMERICAN CONSUMER CREDIT ADVOCATES, INC. · Florida · 2nd Quarter (Apr 1 - June 30) 2026
  • BALLARD PARTNERS
    for AMERICAN CONSUMER CREDIT ADVOCATES, INC. · Florida · 2nd Quarter (Apr 1 - June 30) 2026
  • AMERICAN BANKERS ASSOCIATION
    for AMERICAN BANKERS ASSOCIATION · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
  • EMERGENT STRATEGIES
    for CREDIT.COM (FORMERLY KNOWN AS PROGREXION ASG) · Utah · 1st Quarter (Jan 1 - Mar 31) 2026
  • EMERGENT STRATEGIES
    for LEXINGTON LAW · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
See all 11 filings →
 Cosponsors 1
All 1 Republican 1
R
Murkowski, Lisa
Alaska · Mar 19, 2026
Cite this page click to expand
APA
U.S. Congress. (2026). S. 4144: ESCRA Act. 119th Congress. Open America. https://openamerica.io/bill/119-S-4144/
MLA
"S. 4144: ESCRA Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-4144/.
Bluebook (legal)
S. 4144, 119th Cong. (2026), https://openamerica.io/bill/119-S-4144/.
Markdown link
[S. 4144: ESCRA Act](https://openamerica.io/bill/119-S-4144/)
Report a problem