S 3793 119th Congress Senate Finance and Financial Sector

Predatory Lending Elimination Act

Introduced: February 5, 2026 Introduced by: Reed, Jack Democratic · Rhode Island See on congress.gov

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Feb 5, 2026

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S511-512)

Feb 5, 2026

Introduced in Senate

Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

What's happening now February 5, 2026

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S511-512)

Bill text 1 version

Introduced in Senate Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Banking, Housing, and Urban Affairs Committee
Senate

Lobbying activity 5

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

CAPCITY ADVOCATES, LLC
for NATIONAL PAWNBROKERS ASSOCIATION · Texas · 2nd Quarter (Apr 1 - June 30) 2026
AMERICANS FOR FINANCIAL REFORM
for AMERICANS FOR FINANCIAL REFORM · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
CENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP
for CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
CAPCITY ADVOCATES, LLC
for NATIONAL PAWNBROKERS ASSOCIATION · Texas · 1st Quarter (Jan 1 - Mar 31) 2026
JPMORGAN CHASE HOLDINGS LLC
for JPMORGAN CHASE HOLDINGS LLC · New York · 1st Quarter (Jan 1 - Mar 31) 2026

Cosponsors 15

Blumenthal, Richard

Connecticut · Feb 5, 2026

Booker, Cory A.

New Jersey · Feb 5, 2026

Duckworth, Tammy

Illinois · Feb 5, 2026

Fetterman, John

Pennsylvania · Feb 5, 2026

Heinrich, Martin

New Mexico · Feb 5, 2026

Luján, Ben Ray

New Mexico · Feb 5, 2026

Merkley, Jeff

Oregon · Feb 5, 2026

Padilla, Alex

California · Feb 5, 2026

Schatz, Brian

Hawaii · Feb 5, 2026

Smith, Tina

Minnesota · Feb 5, 2026

Van Hollen, Chris

Maryland · Feb 5, 2026

Warnock, Raphael G.

Georgia · Feb 5, 2026

Welch, Peter

Vermont · Feb 5, 2026

Whitehouse, Sheldon

Rhode Island · Feb 5, 2026

Wyden, Ron

Oregon · Feb 5, 2026

Cite this page click to expand

APA

U.S. Congress. (2026). S. 3793: Predatory Lending Elimination Act. 119th Congress. Open America. https://openamerica.io/bill/119-S-3793/

MLA

"S. 3793: Predatory Lending Elimination Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-3793/.

Bluebook (legal)

S. 3793, 119th Cong. (2026), https://openamerica.io/bill/119-S-3793/.

Markdown link

[S. 3793: Predatory Lending Elimination Act](https://openamerica.io/bill/119-S-3793/)