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S. 3561 119th Congress Senate

Buy Now, Pay Later Protection Act of 2025

Official title: A bill to amend the Truth in Lending Act and the Consumer Financial Protection Act of 2010 to apply certain protections and oversight to buy now, pay later loans, and for other purposes.

Introduced: December 18, 2025 Introduced by: Jack Reed Democratic · Rhode Island See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 18, 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S8923)
Dec 18, 2025
Introduced in Senate
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What's happening now December 18, 2025

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S8923)

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 4

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

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Cite this page click to expand
APA
U.S. Congress. (2026). S. 3561: Buy Now, Pay Later Protection Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-S-3561/
MLA
"S. 3561: Buy Now, Pay Later Protection Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-3561/.
Bluebook (legal)
S. 3561, 119th Cong. (2026), https://openamerica.io/bill/119-S-3561/.
Markdown link
[S. 3561: Buy Now, Pay Later Protection Act of 2025](https://openamerica.io/bill/119-S-3561/)
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