S 3561 119th Congress Senate Finance and Financial Sector

Buy Now, Pay Later Protection Act of 2025

Introduced: December 18, 2025 Introduced by: Reed, Jack Democratic · Rhode Island See on congress.gov

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Dec 18, 2025

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S8923)

Dec 18, 2025

Introduced in Senate

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What's happening now December 18, 2025

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S8923)

Related & companion bills 1

Bill text 1 version

Introduced in Senate Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Banking, Housing, and Urban Affairs Committee
Senate

Lobbying activity 2

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

AMERICANS FOR FINANCIAL REFORM
for AMERICANS FOR FINANCIAL REFORM · District of Columbia · 4th Quarter (Oct 1 - Dec 31) 2025
GOLDSTEIN POLICY SOLUTIONS LLC
for BLOCKCHAIN ASSOCIATION · District of Columbia · 3rd Quarter (July 1 - Sep 30) 2025

Cosponsors 4

Warren, Elizabeth

Massachusetts · Feb 9, 2026

Blumenthal, Richard

Connecticut · Dec 18, 2025

Gillibrand, Kirsten E.

New York · Dec 18, 2025

Van Hollen, Chris

Maryland · Dec 18, 2025

Cite this page click to expand

APA

U.S. Congress. (2026). S. 3561: Buy Now, Pay Later Protection Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-S-3561/

MLA

"S. 3561: Buy Now, Pay Later Protection Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-3561/.

Bluebook (legal)

S. 3561, 119th Cong. (2026), https://openamerica.io/bill/119-S-3561/.

Markdown link

[S. 3561: Buy Now, Pay Later Protection Act of 2025](https://openamerica.io/bill/119-S-3561/)