S. 2999
119th Congress
Senate
Main Street Depositor Protection Act
Official title: A bill to amend the Federal Deposit Insurance Act to provide deposit insurance for noninterest-bearing transaction accounts, and for other purposes.
Finance and Financial Sector
Bank accounts, deposits, capitalBanking and financial institutions regulationBusiness recordsCorporate finance and management
More subjectsShow fewer subjects
Federal Deposit Insurance Corporation (FDIC)Interest, dividends, interest ratesLicensing and registrationsPerformance measurement
Everywhere this bill has been
3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 5, 2026
Committee on Banking, Housing, and Urban Affairs. Hearings held.
Oct 9, 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Oct 9, 2025
Introduced in Senate
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What's happening now
Committee on Banking, Housing, and Urban Affairs. Hearings held.
Related & companion bills
2
Bill text
1 version
- Introduced in Senate Formatted Text PDF Formatted XML
Committees of jurisdiction
1
Lobbying activity
37
- CITIGROUP WASHINGTON, INC.
- CITIGROUP WASHINGTON, INC.
- GOWEST CREDIT UNION ASSOCIATION
- BANK OF AMERICA CORPORATION
- HAAS STRATEGIES LLC
- THE MADISON GROUP
Bodies those filers lobbied
- HOUSE OF REPRESENTATIVES
- SENATE
- Treasury, Dept of
- Federal Deposit Insurance Corporation (FDIC)
- Federal Reserve System
- White House Office
- Office of the Comptroller of the Currency (OCC)
- Natl Economic Council (NEC)
Cosponsors
1
Cite this page
U.S. Congress. (2026). S. 2999: Main Street Depositor Protection Act. 119th Congress. Open America. https://openamerica.io/bill/119-S-2999/
"S. 2999: Main Street Depositor Protection Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-2999/.
S. 2999, 119th Cong. (2026), https://openamerica.io/bill/119-S-2999/.
[S. 2999: Main Street Depositor Protection Act](https://openamerica.io/bill/119-S-2999/)