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S. 2999 119th Congress Senate

Main Street Depositor Protection Act

Official title: A bill to amend the Federal Deposit Insurance Act to provide deposit insurance for noninterest-bearing transaction accounts, and for other purposes.

Introduced: October 9, 2025 Introduced by: Bill Hagerty Republican · Tennessee See on congress.gov
Finance and Financial Sector Bank accounts, deposits, capitalBanking and financial institutions regulationBusiness recordsCorporate finance and management
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Federal Deposit Insurance Corporation (FDIC)Interest, dividends, interest ratesLicensing and registrationsPerformance measurement
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 5, 2026
Committee on Banking, Housing, and Urban Affairs. Hearings held.
Oct 9, 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Oct 9, 2025
Introduced in Senate
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What's happening now February 5, 2026

Committee on Banking, Housing, and Urban Affairs. Hearings held.

 Hearings & markups 1
 Related & companion bills 2
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 37

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

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APA
U.S. Congress. (2026). S. 2999: Main Street Depositor Protection Act. 119th Congress. Open America. https://openamerica.io/bill/119-S-2999/
MLA
"S. 2999: Main Street Depositor Protection Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-2999/.
Bluebook (legal)
S. 2999, 119th Cong. (2026), https://openamerica.io/bill/119-S-2999/.
Markdown link
[S. 2999: Main Street Depositor Protection Act](https://openamerica.io/bill/119-S-2999/)
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