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S. 2810 119th Congress Senate

Retirement Freedom Act

Official title: A bill to allow individuals to choose to opt out of the Medicare part A benefit.

Introduced: September 16, 2025 Introduced by: Ted Cruz Republican · Texas See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 16, 2025
Read twice and referred to the Committee on Finance.
Sep 16, 2025
Introduced in Senate
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What's happening now September 16, 2025

Read twice and referred to the Committee on Finance.

 Plain-English summary Congressional Research Service

Retirement Freedom Act

This bill allows an individual to opt out of Medicare hospital services benefits without also having to opt out of Social Security benefits and without having to repay Medicare hospital services benefits already received. The bill also allows an individual to opt back in with no penalty.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 2810: Retirement Freedom Act. 119th Congress. Open America. https://openamerica.io/bill/119-S-2810/
MLA
"S. 2810: Retirement Freedom Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-2810/.
Bluebook (legal)
S. 2810, 119th Cong. (2026), https://openamerica.io/bill/119-S-2810/.
Markdown link
[S. 2810: Retirement Freedom Act](https://openamerica.io/bill/119-S-2810/)
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