S 2781 119th Congress Senate Finance and Financial Sector

Protecting Consumers from Unreasonable Credit Rates Act of 2025

Introduced: September 11, 2025 Introduced by: Durbin, Richard J. Democratic · Illinois See on congress.gov

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Sep 11, 2025

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text: CR S6577)

Sep 11, 2025

Introduced in Senate

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What's happening now September 11, 2025

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (text: CR S6577)

Bill text 1 version

Introduced in Senate Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Banking, Housing, and Urban Affairs Committee
Senate

Lobbying activity 9

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

CAPCITY ADVOCATES, LLC
for NATIONAL PAWNBROKERS ASSOCIATION · Texas · 2nd Quarter (Apr 1 - June 30) 2026
CAPCITY ADVOCATES, LLC
for NATIONAL PAWNBROKERS ASSOCIATION · Texas · 1st Quarter (Jan 1 - Mar 31) 2026
JPMORGAN CHASE HOLDINGS LLC
for JPMORGAN CHASE HOLDINGS LLC · New York · 1st Quarter (Jan 1 - Mar 31) 2026
AMERICAN FINTECH COUNCIL
for AMERICAN FINTECH COUNCIL · District of Columbia · 3rd Quarter (July 1 - Sep 30) 2025
CAPCITY ADVOCATES, LLC
for NATIONAL PAWNBROKERS ASSOCIATION · Texas · 4th Quarter (Oct 1 - Dec 31) 2025
JPMORGAN CHASE HOLDINGS LLC
for JPMORGAN CHASE HOLDINGS LLC · New York · 4th Quarter (Oct 1 - Dec 31) 2025

See all 9 filings →

Cosponsors 2

Blumenthal, Richard

Connecticut · Sep 11, 2025

Whitehouse, Sheldon

Rhode Island · Sep 11, 2025

Cite this page click to expand

APA

U.S. Congress. (2026). S. 2781: Protecting Consumers from Unreasonable Credit Rates Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-S-2781/

MLA

"S. 2781: Protecting Consumers from Unreasonable Credit Rates Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-2781/.

Bluebook (legal)

S. 2781, 119th Cong. (2026), https://openamerica.io/bill/119-S-2781/.

Markdown link

[S. 2781: Protecting Consumers from Unreasonable Credit Rates Act of 2025](https://openamerica.io/bill/119-S-2781/)