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S 138 119th Congress Senate Housing and Community Development Congressional oversight Department of Veterans Affairs Government lending and loan guarantees Government studies and investigations Housing finance and home ownership Veterans' loans, housing, homeless programs

VA Home Loan Awareness Act of 2025

Introduced: January 16, 2025 Introduced by: Sheehy, Tim Republican · Montana See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 16, 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jan 16, 2025
Introduced in Senate
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 Plain-English summary Congressional Research Service

VA Home Loan Awareness Act of 2025

This bill requires mortgage lenders to include on the Uniform Residential Loan Application (i.e., Fannie Mae Form 1003 or Freddie Mac Form 65) a notification that applicants with military service may qualify for a Department of Veterans Affairs Home Loan.

Not later than 18 months after the enactment of the bill, the Government Accountability Office must study and report on whether at least 80% of lenders using the loan application form have met this requirement.

What's happening now January 16, 2025

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 19

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

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APA
U.S. Congress. (2026). S. 138: VA Home Loan Awareness Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-S-138/
MLA
"S. 138: VA Home Loan Awareness Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-138/.
Bluebook (legal)
S. 138, 119th Cong. (2026), https://openamerica.io/bill/119-S-138/.
Markdown link
[S. 138: VA Home Loan Awareness Act of 2025](https://openamerica.io/bill/119-S-138/)
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