HR 9978 119th Congress House Taxation

Homeowners Premium Tax Reduction Act of 2026

Introduced: July 30, 2026 Introduced by: Bilirakis, Gus M. Republican · Florida See on congress.gov

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jul 30, 2026

Introduced in House

Jul 30, 2026

Referred to the House Committee on Ways and Means.

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Plain-English summary Congressional Research Service

Homeowners Premium Tax Reduction Act of 2026

This bill establishes a new deduction of up to $10,000 claimed against gross income (above-the-line tax deduction) for annual policy premiums paid or incurred for homeowners insurance on an individual's principal residence.

What's happening now July 30, 2026

Referred to the House Committee on Ways and Means.

Related & companion bills 3

Bill text 1 version

Introduced in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Ways and Means Committee
House of Representatives

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APA

U.S. Congress. (2026). H.R. 9978: Homeowners Premium Tax Reduction Act of 2026. 119th Congress. Open America. https://openamerica.io/bill/119-HR-9978/

MLA

"H.R. 9978: Homeowners Premium Tax Reduction Act of 2026." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-9978/.

Bluebook (legal)

H.R. 9978, 119th Cong. (2026), https://openamerica.io/bill/119-HR-9978/.

Markdown link

[H.R. 9978: Homeowners Premium Tax Reduction Act of 2026](https://openamerica.io/bill/119-HR-9978/)