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H.R. 9639 119th Congress House

FAIR Credit Act

Official title: To amend the Fair Credit Reporting Act to restore the impaired credit of victims of predatory activities and unfair consumer reporting practices, to expand acc… Show full official titleShow less

Official title: To amend the Fair Credit Reporting Act to restore the impaired credit of victims of predatory activities and unfair consumer reporting practices, to expand access to tools to protect vulnerable consumers from identity theft, fraud, or a related crime, and protect victims from further harm, and for other purposes.

Introduced: July 9, 2026 Introduced by: Rashida Tlaib Democratic · Michigan See on congress.gov
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 21, 2026
Sponsor introductory remarks on measure. (CR H4694-4695)
Jul 9, 2026
Introduced in House
Jul 9, 2026
Referred to the House Committee on Financial Services.
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What's happening now July 21, 2026

Sponsor introductory remarks on measure. (CR H4694-4695)

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 9639: FAIR Credit Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-9639/
MLA
"H.R. 9639: FAIR Credit Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-9639/.
Bluebook (legal)
H.R. 9639, 119th Cong. (2026), https://openamerica.io/bill/119-HR-9639/.
Markdown link
[H.R. 9639: FAIR Credit Act](https://openamerica.io/bill/119-HR-9639/)
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