HR 918 119th Congress House Taxation

Mortgage Insurance Tax Deduction Act of 2025

Introduced: February 4, 2025 Introduced by: Brownley, Julia Democratic · California See on congress.gov

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Feb 4, 2025

Referred to the House Committee on Ways and Means.

Feb 4, 2025

Introduced in House

Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

Plain-English summary Congressional Research Service

Mortgage Insurance Tax Deduction Act of 2025

This bill reinstates and makes permanent the itemized tax deduction for mortgage insurance premiums.

Under current law, only premiums paid before 2022 (and after 2006) for qualified mortgage insurance (mortgage insurance provided by Department of Veterans Affairs, the Federal Housing Administration, the Rural Housing Service, and certain private mortgage insurers) in connection with obtaining a mortgage may be deducted as an itemized tax deduction. (Some limitations apply.).

What's happening now February 4, 2025

Referred to the House Committee on Ways and Means.

Bill text 1 version

Introduced in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Ways and Means Committee
House of Representatives

Cite this page click to expand

APA

U.S. Congress. (2026). H.R. 918: Mortgage Insurance Tax Deduction Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-918/

MLA

"H.R. 918: Mortgage Insurance Tax Deduction Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-918/.

Bluebook (legal)

H.R. 918, 119th Cong. (2026), https://openamerica.io/bill/119-HR-918/.

Markdown link

[H.R. 918: Mortgage Insurance Tax Deduction Act of 2025](https://openamerica.io/bill/119-HR-918/)