H.R. 7866
119th Congress
House
American Lending Fairness Act of 2026
Official title: To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only wi… Show full official titleShow less
Official title: To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.
Finance and Financial Sector
Financial services and investmentsInterest, dividends, interest ratesState and local government operations
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 9, 2026
Referred to the House Committee on Financial Services.
Mar 9, 2026
Introduced in House
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What's happening now
Referred to the House Committee on Financial Services.
Related & companion bills
1
Bill text
1 version
- Introduced in House Formatted Text PDF Formatted XML
Committees of jurisdiction
1
Lobbying activity
21
- CENTER FOR RESPONSIBLE LENDING, A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP
- AMERICAN BANKERS ASSOCIATION
- AMERICAN FINTECH COUNCIL
- SLM CORPORATION
- INVARIANT LLC
- ERIS GROUP
Bodies those filers lobbied
- HOUSE OF REPRESENTATIVES
- SENATE
- Treasury, Dept of
- Federal Reserve System
- Federal Deposit Insurance Corporation (FDIC)
- Consumer Financial Protection Bureau (CFPB)
- Natl Economic Council (NEC)
- Defense, Dept of (DOD)
Cite this page
U.S. Congress. (2026). H.R. 7866: American Lending Fairness Act of 2026. 119th Congress. Open America. https://openamerica.io/bill/119-HR-7866/
"H.R. 7866: American Lending Fairness Act of 2026." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-7866/.
H.R. 7866, 119th Cong. (2026), https://openamerica.io/bill/119-HR-7866/.
[H.R. 7866: American Lending Fairness Act of 2026](https://openamerica.io/bill/119-HR-7866/)