H.R. 7730 119th Congress House

Bankruptcy Threshold Adjustment Act

Official title: To amend title 11, United States Code, to modify certain bankruptcy eligibility requirements, and for other purposes.

Introduced: February 26, 2026 Introduced by: Ben Cline Republican · Virginia See on congress.gov

Finance and Financial Sector BankruptcyDebt collectionSmall business

Everywhere this bill has been 19 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Oct 14, 2026

Message on Senate action sent to the House.

Sep 28, 2026

Passed Senate without amendment by Unanimous Consent.

Sep 28, 2026

Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.

Sep 28, 2026

Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)

Sep 28, 2026

Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)

Sep 17, 2026

Received in the Senate.

Sep 17, 2026

Received in the Senate, read twice.

Sep 16, 2026 · 3:43 PM EDT

Motion to reconsider laid on the table Agreed to without objection.

Sep 16, 2026 · 3:43 PM EDT

Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.

Sep 16, 2026 · 3:33 PM EDT

DEBATE - The House proceeded with forty minutes of debate on H.R. 7730.

Sep 16, 2026 · 3:33 PM EDT

Considered under suspension of the rules. (consideration: CR H5939-5941)

Sep 16, 2026 · 3:33 PM EDT

Mr. Cline moved to suspend the rules and pass the bill, as amended.

Sep 16, 2026 · 3:43 PM EDT

On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5939-5940)

Aug 27, 2026

Placed on the Union Calendar, Calendar No. 684.

Aug 27, 2026

Reported (Amended) by the Committee on Judiciary. H. Rept. 119-783.

Mar 26, 2026

Ordered to be Reported (Amended) by Voice Vote.

Mar 26, 2026

Committee Consideration and Mark-up Session Held

Feb 26, 2026

Referred to the House Committee on the Judiciary.

Feb 26, 2026

Introduced in House

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What's happening now October 14, 2026

Message on Senate action sent to the House.

Plain-English summary Congressional Research Service

Bankruptcy Threshold Adjustment Act of 2026

This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies.

Specifically, the bill increases the debt limit under Subchapter V from approximately $3.4 million to $7.5 million and increases the cumulative debt limit under Chapter 13 from approximately $2.1 million to $2.75 million.

The bill also applies both secured and unsecured debt towards the Chapter 13 limit. (Currently, separate limits apply to secured and unsecured debt under Chapter 13 bankruptcy.)

Related & companion bills 1

Bill text 5 versions

Engrossed in House Formatted Text PDF Formatted XML
Enrolled Bill Formatted Text PDF Formatted XML United States Legislative Markup
Introduced in House Formatted Text PDF Formatted XML
Received in Senate Formatted Text PDF Formatted XML
Reported in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Judiciary Committee
House of Representatives

Lobbying activity 9

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

GOLDSTEIN POLICY SOLUTIONS LLC
for THE SECURED FINANCE NETWORK (SFNET) · New York · 3rd Quarter 2026 (July 1 - Sep 30)
INTERNATIONAL COUNCIL OF SHOPPING CENTERS
for INTERNATIONAL COUNCIL OF SHOPPING CENTERS · District of Columbia · 3rd Quarter 2026 (July 1 - Sep 30)
AQUIA GROUP, LLC
for NATIONAL ASSOCIATION OF BANKRUPTCY TRUSTEES · Georgia · 3rd Quarter 2026 (July 1 - Sep 30)
CAPITOL COUNSEL LLC
for INTERNATIONAL COUNCIL OF SHOPPING CENTERS · District of Columbia · 3rd Quarter 2026 (July 1 - Sep 30)
INTERNATIONAL COUNCIL OF SHOPPING CENTERS
for INTERNATIONAL COUNCIL OF SHOPPING CENTERS · District of Columbia · 2nd Quarter 2026 (Apr 1 - June 30)
AQUIA GROUP, LLC
for NATIONAL ASSOCIATION OF BANKRUPTCY TRUSTEES · Georgia · 2nd Quarter 2026 (Apr 1 - June 30)

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

See all 9 filings →

Cosponsors 6

Taylor, David J.

Ohio · Jun 8, 2026

Lofgren, Zoe

California · Mar 25, 2026

Gooden, Lance

Texas · Mar 24, 2026

Correa, J. Luis

California · Feb 26, 2026

Lee, Laurel M.

Florida · Feb 26, 2026

Neguse, Joe

Colorado · Feb 26, 2026

Cite this page click to expand

APA

U.S. Congress. (2026). H.R. 7730: Bankruptcy Threshold Adjustment Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-7730/

MLA

"H.R. 7730: Bankruptcy Threshold Adjustment Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-7730/.

Bluebook (legal)

H.R. 7730, 119th Cong. (2026), https://openamerica.io/bill/119-HR-7730/.

Markdown link

[H.R. 7730: Bankruptcy Threshold Adjustment Act](https://openamerica.io/bill/119-HR-7730/)