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H.R. 7128 119th Congress House

TRIA Program Reauthorization Act of 2026

Official title: To extend the Terrorism Risk Insurance Program, and for other purposes.

Introduced: January 16, 2026 Introduced by: Mike Flood Republican · Nebraska See on congress.gov
Finance and Financial Sector Disaster relief and insuranceInsurance industry and regulationLife, casualty, property insuranceState and local government operationsTerrorism
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 Everywhere this bill has been 14 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 13, 2026
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jun 29, 2026 · 7:09 PM EDT
Motion to reconsider laid on the table Agreed to without objection.
Jun 29, 2026 · 7:09 PM EDT
On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274)
Jun 29, 2026 · 7:02 PM EDT
Considered as unfinished business. (consideration: CR H4302-4303)
Jun 29, 2026 · 3:17 PM EDT
At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
Jun 29, 2026 · 3:00 PM EDT
DEBATE - The House proceeded with forty minutes of debate on H.R. 7128.
Jun 29, 2026 · 3:00 PM EDT
Considered under suspension of the rules. (consideration: CR H4273-4279)
Jun 29, 2026 · 3:00 PM EDT
Mr. Flood moved to suspend the rules and pass the bill, as amended.
Mar 19, 2026
Placed on the Union Calendar, Calendar No. 482.
Mar 19, 2026
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.
Jan 22, 2026
Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 2.
Jan 22, 2026
Committee Consideration and Mark-up Session Held
Jan 16, 2026
Introduced in House
Jan 16, 2026
Referred to the House Committee on Financial Services.
 Votes taken on this bill 1
DateChamberWhat was voted onResultYes–No
Jun 29, 2026 House · vote #229 On Motion to Suspend the Rules and Pass, as Amended Passed 373–15 See who voted →
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What's happening now July 13, 2026

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

TRIA Program Reauthorization Act of 2026

This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk.

The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.

 Hearings & markups 1
  • Various Measures
    Markup Jan 22, 2026 · 10:00 AM EST · Financial Services Committee
 Related & companion bills 1
  • S 4395 Terrorism Risk Insurance Program Reauthorization Act of 2026
 Bill text 4 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Lobbying activity 125

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

See all 125 filings →
 Cosponsors 4
All 4 Democratic 3 Republican 1
D
Cleaver, Emanuel
Missouri · Jan 22, 2026
 D
Pressley, Ayanna
Massachusetts · Jan 22, 2026
 D
Velázquez, Nydia M.
New York · Jan 22, 2026
 R
Garbarino, Andrew R.
New York · Jan 16, 2026
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 7128: TRIA Program Reauthorization Act of 2026. 119th Congress. Open America. https://openamerica.io/bill/119-HR-7128/
MLA
"H.R. 7128: TRIA Program Reauthorization Act of 2026." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-7128/.
Bluebook (legal)
H.R. 7128, 119th Cong. (2026), https://openamerica.io/bill/119-HR-7128/.
Markdown link
[H.R. 7128: TRIA Program Reauthorization Act of 2026](https://openamerica.io/bill/119-HR-7128/)
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