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HR 6556 119th Congress House Finance and Financial Sector Administrative law and regulatory procedures Bank accounts, deposits, capital Banking and financial institutions regulation Corporate finance and management Economic performance and conditions Federal Deposit Insurance Corporation (FDIC) Financial crises and stabilization Performance measurement

Failing Bank Acquisition Fairness Act

Introduced: December 10, 2025 Introduced by: Lynch, Stephen F. Democratic · Massachusetts See on congress.gov
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 Everywhere this bill has been 12 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 14, 2026 · 3:16 PM EDT
Motion to reconsider laid on the table Agreed to without objection.
Jul 14, 2026 · 3:16 PM EDT
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
Jul 14, 2026 · 3:03 PM EDT
DEBATE - The House proceeded with forty minutes of debate on H.R. 6556.
Jul 14, 2026 · 3:03 PM EDT
Considered under suspension of the rules.
Jul 14, 2026 · 3:03 PM EDT
Mr. Hill (AR) moved to suspend the rules and pass the bill, as amended. H.R. 6556 — "To prohibit the use of certain concentration limit exceptions with respect to mergers involving a failed bank unless the applicable agency determines such use is necessary to prevent significant economic disruption or significant adverse effects on financial stability, and for other purposes."
Feb 2, 2026
Placed on the Union Calendar, Calendar No. 406.
Feb 2, 2026
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-475.
Dec 17, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 0.
Dec 17, 2025
Committee Consideration and Mark-up Session Held
Dec 16, 2025
Committee Consideration and Mark-up Session Held
Dec 10, 2025
Referred to the House Committee on Financial Services.
Dec 10, 2025
Introduced in House
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What's happening now July 14, 2026

Motion to reconsider laid on the table Agreed to without objection.

 Hearings & markups 1
  • Various Measures
    Markup Dec 16, 2025 · 10:00 AM EST · Financial Services Committee
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 4

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

 Cosponsors 1
All 1 Democratic 1
D
Gottheimer, Josh
New Jersey · Dec 16, 2025
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6556: Failing Bank Acquisition Fairness Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-6556/
MLA
"H.R. 6556: Failing Bank Acquisition Fairness Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-6556/.
Bluebook (legal)
H.R. 6556, 119th Cong. (2026), https://openamerica.io/bill/119-HR-6556/.
Markdown link
[H.R. 6556: Failing Bank Acquisition Fairness Act](https://openamerica.io/bill/119-HR-6556/)
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