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H.R. 6536 119th Congress House

Rural Depositories Revitalization Study Act

Official title: To require the Federal banking agencies to study improving the growth, capital adequacy, and profitability of rural depository institutions, and for other purposes.

Introduced: December 9, 2025 Introduced by: Ralph Norman Republican · South Carolina See on congress.gov
Finance and Financial Sector Bank accounts, deposits, capitalCongressional oversightFinancial services and investmentsGovernment information and archives
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Government studies and investigationsRural conditions and development
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 Everywhere this bill has been 7 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 2, 2026
Placed on the Union Calendar, Calendar No. 404.
Feb 2, 2026
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-473.
Dec 17, 2025
Committee Consideration and Mark-up Session Held
Dec 17, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 50 - 0.
Dec 16, 2025
Committee Consideration and Mark-up Session Held
Dec 9, 2025
Introduced in House
Dec 9, 2025
Referred to the House Committee on Financial Services.
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What's happening now February 2, 2026

Placed on the Union Calendar, Calendar No. 404.

 Plain-English summary Congressional Research Service

Rural Depositories Revitalization Study Act

This bill requires federal banking agencies to study and report on approaches to support rural depository institutions.

Specifically, the Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation must jointly (1) study and report on methods to improve the growth, capital adequacy, and profitability of rural depository institutions; and (2) identify statutes and regulations that limit such methods or prevent the establishment of new rural depository institutions. 

 Hearings & markups 1
  • Various Measures
    Markup Dec 16, 2025 · 10:00 AM EST · Financial Services Committee
 Related & companion bills 1
  • HR 6955 Main Street Capital Access Act
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 6

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

 Cosponsors 3
All 3 Democratic 1 Republican 2
R
Moore, Tim
North Carolina · Jan 7, 2026
 D
Gottheimer, Josh
New Jersey · Dec 15, 2025
 R
Rose, John W.
Tennessee · Dec 15, 2025
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6536: Rural Depositories Revitalization Study Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-6536/
MLA
"H.R. 6536: Rural Depositories Revitalization Study Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-6536/.
Bluebook (legal)
H.R. 6536, 119th Cong. (2026), https://openamerica.io/bill/119-HR-6536/.
Markdown link
[H.R. 6536: Rural Depositories Revitalization Study Act](https://openamerica.io/bill/119-HR-6536/)
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