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HR 5788 119th Congress House Commerce Bank accounts, deposits, capital Civil actions and liability Congressional oversight Government information and archives Government studies and investigations Performance measurement

504 Program Risk Oversight Act

Introduced: October 17, 2025 Introduced by: Tran, Derek Democratic · California See on congress.gov
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 Everywhere this bill has been 13 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 26, 2026
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Jan 20, 2026
Considered under suspension of the rules. (consideration: CR H932-934)
Jan 20, 2026
Mr. Williams (TX) moved to suspend the rules and pass the bill.
Jan 20, 2026
Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933)
Jan 20, 2026
On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933)
Jan 20, 2026
DEBATE - The House proceeded with forty minutes of debate on H.R. 5788.
Jan 20, 2026
Motion to reconsider laid on the table Agreed to without objection.
Dec 12, 2025
Placed on the Union Calendar, Calendar No. 352.
Dec 12, 2025
Reported by the Committee on Small Business. H. Rept. 119-404.
Nov 18, 2025
Ordered to be Reported by the Yeas and Nays: 27 - 0.
Nov 18, 2025
Committee Consideration and Mark-up Session Held
Oct 17, 2025
Referred to the House Committee on Small Business.
Oct 17, 2025
Introduced in House
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 Plain-English summary Congressional Research Service

504 Program Risk Oversight Act

This bill requires the Small Business Administration (SBA) to annually conduct a risk analysis of all loans guaranteed under the 504 loan program.

The 504 loan program provides long-term, fixed-rate financing to qualifying small businesses for major fixed assets, such as land, buildings, equipment, and machinery.

The SBA must annually report the results of the risk analysis for each preceding fiscal year, including the steps taken by the SBA to mitigate the risks identified in the analysis.

What's happening now January 26, 2026

Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.

 Hearings & markups 1
  • Various Measures
    Markup Nov 18, 2025 · 9:45 AM EST · Small Business Committee
 Bill text 4 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Lobbying activity 3

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

 Cosponsors 3
All 3 Democratic 2 Republican 1
D
Cisneros, Gilbert Ray
California · Nov 17, 2025
 D
Goodlander, Maggie
New Hampshire · Nov 17, 2025
 R
Patronis, Jimmy
Florida · Oct 17, 2025
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 5788: 504 Program Risk Oversight Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-5788/
MLA
"H.R. 5788: 504 Program Risk Oversight Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-5788/.
Bluebook (legal)
H.R. 5788, 119th Cong. (2026), https://openamerica.io/bill/119-HR-5788/.
Markdown link
[H.R. 5788: 504 Program Risk Oversight Act](https://openamerica.io/bill/119-HR-5788/)
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