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H.R. 550 119th Congress House

Wildfire Insurance Coverage Study Act of 2025

Official title: To require the Government Accountability Office to conduct a study regarding insurance coverage for damages from wildfires, and for other purposes.

Introduced: January 16, 2025 Introduced by: Maxine Waters Democratic · California See on congress.gov
Finance and Financial Sector
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 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 16, 2025
Referred to the House Committee on Financial Services.
Jan 16, 2025
Introduced in House
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What's happening now January 16, 2025

Referred to the House Committee on Financial Services.

 Plain-English summary Congressional Research Service

Wildfire Insurance Coverage Study Act of 2025

This bill requires reports regarding wildfire risk and damage. Specifically, the Government Accountability Office (GAO) must report on trends in wildfire declarations, mitigation practices, state and federal programs regarding wildfire risk, and the need for a national map of wildfire risks.

The GAO must also report on (1) the availability and cost of wildfire insurance coverage for homes and commercial property, (2) state regulatory responses to increasing costs of coverage, and (3) impediments to private wildfire insurance coverage.

 Related & companion bills 1
  • S 2430 Wildfire Insurance Coverage Study Act of 2025
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 33

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

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 Cosponsors 1
All 1 Democratic 1
D
Sherman, Brad
California · Jan 16, 2025
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 550: Wildfire Insurance Coverage Study Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-550/
MLA
"H.R. 550: Wildfire Insurance Coverage Study Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-550/.
Bluebook (legal)
H.R. 550, 119th Cong. (2026), https://openamerica.io/bill/119-HR-550/.
Markdown link
[H.R. 550: Wildfire Insurance Coverage Study Act of 2025](https://openamerica.io/bill/119-HR-550/)
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