HR 550 119th Congress House Finance and Financial Sector

Wildfire Insurance Coverage Study Act of 2025

Introduced: January 16, 2025 Introduced by: Waters, Maxine Democratic · California See on congress.gov

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jan 16, 2025

Referred to the House Committee on Financial Services.

Jan 16, 2025

Introduced in House

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Plain-English summary Congressional Research Service

Wildfire Insurance Coverage Study Act of 2025

This bill requires reports regarding wildfire risk and damage. Specifically, the Government Accountability Office (GAO) must report on trends in wildfire declarations, mitigation practices, state and federal programs regarding wildfire risk, and the need for a national map of wildfire risks.

The GAO must also report on (1) the availability and cost of wildfire insurance coverage for homes and commercial property, (2) state regulatory responses to increasing costs of coverage, and (3) impediments to private wildfire insurance coverage.

What's happening now January 16, 2025

Referred to the House Committee on Financial Services.

Related & companion bills 1

Bill text 1 version

Introduced in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Financial Services Committee
House of Representatives

Lobbying activity 25

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

REINSURANCE ASSN OF AMERICA
for REINSURANCE ASSN OF AMERICA · District of Columbia · 2nd Quarter (Apr 1 - June 30) 2026
REINSURANCE ASSN OF AMERICA
for REINSURANCE ASSN OF AMERICA · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
LIBERTY MUTUAL GROUP
for LIBERTY MUTUAL GROUP · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA
for AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
for NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
LIBERTY MUTUAL GROUP
for LIBERTY MUTUAL GROUP · District of Columbia · 4th Quarter (Oct 1 - Dec 31) 2025

See all 25 filings →

Cosponsors 1

Sherman, Brad

California · Jan 16, 2025

Cite this page click to expand

APA

U.S. Congress. (2026). H.R. 550: Wildfire Insurance Coverage Study Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-550/

MLA

"H.R. 550: Wildfire Insurance Coverage Study Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-550/.

Bluebook (legal)

H.R. 550, 119th Cong. (2026), https://openamerica.io/bill/119-HR-550/.

Markdown link

[H.R. 550: Wildfire Insurance Coverage Study Act of 2025](https://openamerica.io/bill/119-HR-550/)