HR 481
119th Congress
House
Taxation
Income tax deductions
Life, casualty, property insurance
Tax administration and collection, taxpayers
Protecting Homeowners from Disaster Act of 2025
Everywhere this bill has been
2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 16, 2025
Referred to the House Committee on Ways and Means.
Jan 16, 2025
Introduced in House
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Plain-English summary
Protecting Homeowners from Disaster Act of 2025
This bill repeals the limit on the itemized tax deduction for unreimbursed personal casualty losses. Specifically, the bill repeals a provision that generally limits the deduction for tax years 2018-2025 to losses that are attributable to a federally declared disaster. The bill applies to losses sustained after 2024.
What's happening now
Referred to the House Committee on Ways and Means.
Bill text
1 version
- Introduced in House Formatted Text PDF Formatted XML
Committees of jurisdiction
1
Cosponsors
1
Cite this page
U.S. Congress. (2026). H.R. 481: Protecting Homeowners from Disaster Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-481/
"H.R. 481: Protecting Homeowners from Disaster Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-481/.
H.R. 481, 119th Cong. (2026), https://openamerica.io/bill/119-HR-481/.
[H.R. 481: Protecting Homeowners from Disaster Act of 2025](https://openamerica.io/bill/119-HR-481/)