H.R. 4680 119th Congress House

Access to Homeownership Act

Official title: To require multifamily borrowers with federally backed multifamily mortgage loans to submit positive rental payments to certain consumer reporting agencies.

Introduced: July 23, 2025 Introduced by: Julie Johnson Democratic · Texas See on congress.gov

Finance and Financial Sector

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jul 23, 2025

Referred to the House Committee on Financial Services.

Jul 23, 2025

Introduced in House

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What's happening now July 23, 2025

Referred to the House Committee on Financial Services.

Bill text 1 version

Introduced in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Financial Services Committee
House of Representatives

Lobbying activity 1

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

NATIONAL ASSOCIATION OF REALTORS
for NATIONAL ASSOCIATION OF REALTORS · District of Columbia · 3rd Quarter 2026 (July 1 - Sep 30)

Bodies those filers lobbied

Agriculture, Dept of (USDA)
1 filing
Bureau of Citizenship & Immigration Services (BCIS)
1 filing
Energy, Dept of
1 filing
Environmental Protection Agency (EPA)
1 filing
Federal Emergency Management Agency (FEMA)
1 filing
Federal Housing Finance Agency (FHFA)
1 filing
Health & Human Services, Dept of (HHS)
1 filing
Homeland Security, Dept of (DHS)
1 filing

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

Cosponsors 6

Latimer, George

New York · Mar 26, 2026

McBride, Sarah

Delaware · Nov 19, 2025

Sykes, Emilia Strong

Ohio · Nov 19, 2025

Elfreth, Sarah

Maryland · Oct 10, 2025

Sorensen, Eric

Illinois · Sep 15, 2025

Tlaib, Rashida

Michigan · Sep 15, 2025

Cite this page click to expand

APA

U.S. Congress. (2026). H.R. 4680: Access to Homeownership Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-4680/

MLA

"H.R. 4680: Access to Homeownership Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-4680/.

Bluebook (legal)

H.R. 4680, 119th Cong. (2026), https://openamerica.io/bill/119-HR-4680/.

Markdown link

[H.R. 4680: Access to Homeownership Act](https://openamerica.io/bill/119-HR-4680/)