Skip to main content
H.R. 4551 119th Congress House

Employee Paycheck and Small Business Protection Act

Official title: To amend the Federal Deposit Insurance Act and the Federal Credit Union Act to authorize a temporary transaction account guarantee program, expand deposit and … Show full official titleShow less

Official title: To amend the Federal Deposit Insurance Act and the Federal Credit Union Act to authorize a temporary transaction account guarantee program, expand deposit and share insurance to cover business payment accounts, and for other purposes.

Introduced: July 21, 2025 Introduced by: Maxine Waters Democratic · California See on congress.gov
Finance and Financial Sector
Sign in to write a letter Sign in to watch
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 21, 2025
Introduced in House
Jul 21, 2025
Referred to the Committee on Financial Services, and in addition to the Committee on Rules, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

What's happening now July 21, 2025

Referred to the Committee on Financial Services, and in addition to the Committee on Rules, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Hearings & markups 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Lobbying activity 6

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4551: Employee Paycheck and Small Business Protection Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-4551/
MLA
"H.R. 4551: Employee Paycheck and Small Business Protection Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-4551/.
Bluebook (legal)
H.R. 4551, 119th Cong. (2026), https://openamerica.io/bill/119-HR-4551/.
Markdown link
[H.R. 4551: Employee Paycheck and Small Business Protection Act](https://openamerica.io/bill/119-HR-4551/)
Report a problem