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H.R. 4374 119th Congress House

American Homeowner Crypto Modernization Act of 2025

Official title: To require agencies to update mortgage underwriting programs, guidelines, standards, and systems to require lenders to consider, in the mortgage credit evaluat… Show full official titleShow less

Official title: To require agencies to update mortgage underwriting programs, guidelines, standards, and systems to require lenders to consider, in the mortgage credit evaluation process, any amounts a borrower has in any brokerage account associated with a cryptocurrency exchange.

Introduced: July 14, 2025 Introduced by: Nancy Mace Republican · South Carolina See on congress.gov
Finance and Financial Sector
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 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 14, 2025
Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jul 14, 2025
Introduced in House
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What's happening now July 14, 2025

Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Lobbying activity 3

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

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APA
U.S. Congress. (2026). H.R. 4374: American Homeowner Crypto Modernization Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-4374/
MLA
"H.R. 4374: American Homeowner Crypto Modernization Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-4374/.
Bluebook (legal)
H.R. 4374, 119th Cong. (2026), https://openamerica.io/bill/119-HR-4374/.
Markdown link
[H.R. 4374: American Homeowner Crypto Modernization Act of 2025](https://openamerica.io/bill/119-HR-4374/)
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