H.R. 4238 119th Congress House

DLARA

Official title: To improve accountability in the disaster loan program of the Small Business Administration, and for other purposes.

Introduced: June 27, 2025 Introduced by: Tim Moore Republican · North Carolina See on congress.gov

Commerce Congressional oversightDisaster relief and insuranceGovernment information and archivesGovernment lending and loan guarantees

More subjectsShow fewer subjects

Government studies and investigationsSmall business

Everywhere this bill has been 14 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jun 24, 2026

Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 448.

Jun 23, 2026 · 3:22 PM EDT

Motion to reconsider laid on the table Agreed to without objection.

Jun 23, 2026 · 3:22 PM EDT

On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4143-4144)

Jun 23, 2026 · 3:22 PM EDT

Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.

Jun 23, 2026 · 3:14 PM EDT

DEBATE - The House proceeded with forty minutes of debate on H.R. 4238.

Jun 23, 2026 · 3:14 PM EDT

Considered under suspension of the rules. (consideration: CR H4143-4145)

Jun 23, 2026 · 3:14 PM EDT

Mr. Williams (TX) moved to suspend the rules and pass the bill, as amended.

Jun 11, 2026

Committee on the Budget discharged.

Jun 11, 2026

Reported (Amended) by the Committee on Small Business. H. Rept. 119-695, Part I.

Jun 11, 2026

Placed on the Union Calendar, Calendar No. 603.

May 20, 2026

Committee Consideration and Mark-up Session Held

May 20, 2026

Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 23 - 0.

Jun 27, 2025

Referred to the Committee on Small Business, and in addition to the Committee on the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Jun 27, 2025

Introduced in House

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What's happening now June 24, 2026

Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 448.

Plain-English summary Congressional Research Service

Disaster Loan Accountability and Reform Act or the DLARA

This bill modifies the Small Business Administration (SBA) disaster loan program to require additional oversight and reports regarding the program.

First, the bill requires the SBA to report monthly on the operation of the disaster loan program. (Currently, the SBA must report only during the applicable period for a major disaster.) The report must estimate the date on which available funding for such loans will reach 10% of the most recent appropriation and the date on which the funds will be depleted. If a report is not submitted by the required date, no funds may be appropriated for official travel by the SBA Administrator until the report is submitted.

Second, the President's annual budget must include separate statements regarding the appropriations request for SBA disaster loans and COVID-19 Economic Injury Disaster Loans (EIDL), including explanations for any difference between the amount requested and the 10-year average cost for such loans.

Third, the SBA must notify Congress when the balance of amounts available for disaster loans is less than 10% of the 10-year average annual cost provided in the most recent presidential budget.

Finally, the bill requires additional oversight of the disaster loan program, including

Government Accountability Office reports on the disbursement of disaster loans and the cost of specified SBA rules that modified the loan program; and
an SBA report on its actions to improve forecasting, data quality, and budget assumptions for the cost of disaster loans.

Hearings & markups 1