Private Student Loan Bankruptcy Fairness Act of 2025
Official title: To amend title 11 of the United States Code to modify the dischargeability of debts for certain educational payments and loans.
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Referred to the House Committee on the Judiciary.
Private Student Loan Bankruptcy Fairness Act of 2025
This bill modifies the treatment of certain student loans in bankruptcy.
Specifically, it allows private student loans to be discharged in bankruptcy regardless of whether a debtor demonstrates undue hardship. Under current law, student loans may be discharged in bankruptcy only if the loans impose an undue hardship on the debtor.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 423: Private Student Loan Bankruptcy Fairness Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-423/
"H.R. 423: Private Student Loan Bankruptcy Fairness Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-423/.
H.R. 423, 119th Cong. (2026), https://openamerica.io/bill/119-HR-423/.
[H.R. 423: Private Student Loan Bankruptcy Fairness Act of 2025](https://openamerica.io/bill/119-HR-423/)