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H.R. 4096 119th Congress House

Financial Empowerment and Protection Act

Official title: To require covered companies to allow consenting cohabitating adults to open joint accounts, and for other purposes.

Introduced: June 24, 2025 Introduced by: Sean Casten Democratic · Illinois See on congress.gov
Finance and Financial Sector
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 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 24, 2025
Introduced in House
Jun 24, 2025
Referred to the Committee on Financial Services, and in addition to the Committees on Energy and Commerce, Transportation and Infrastructure, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
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What's happening now June 24, 2025

Referred to the Committee on Financial Services, and in addition to the Committees on Energy and Commerce, Transportation and Infrastructure, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Related & companion bills 1
  • HR 5700 Break Free From Domestic Violence Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 4
 Lobbying activity 1

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

  • EARTHJUSTICE ACTION
    for EARTHJUSTICE ACTION · District of Columbia · 3rd Quarter 2025 (July 1 - Sep 30)

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

 Cosponsors 2
All 2 Democratic 1 Republican 1
D
Beatty, Joyce
Ohio · Jun 24, 2025
 R
Kiggans, Jennifer A.
Virginia · Jun 24, 2025
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4096: Financial Empowerment and Protection Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-4096/
MLA
"H.R. 4096: Financial Empowerment and Protection Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-4096/.
Bluebook (legal)
H.R. 4096, 119th Cong. (2026), https://openamerica.io/bill/119-HR-4096/.
Markdown link
[H.R. 4096: Financial Empowerment and Protection Act](https://openamerica.io/bill/119-HR-4096/)
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