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H.R. 3716 119th Congress House

Systemic Risk Authority Transparency Act

Official title: To amend the Federal Deposit Insurance Act to require reports on the use of the systemic risk authority applicable to winding up a failed insured depository institution, and for other purposes.

Introduced: June 4, 2025 Introduced by: Al Green Democratic · Texas See on congress.gov
Finance and Financial Sector Banking and financial institutions regulationCongressional oversightGovernment studies and investigations
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 Everywhere this bill has been 13 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 2, 2025
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Dec 1, 2025
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4947)
Dec 1, 2025
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4947)
Dec 1, 2025
Considered under suspension of the rules. (consideration: CR H4947-4948)
Dec 1, 2025
DEBATE - The House proceeded with forty minutes of debate on H.R. 3716.
Dec 1, 2025
Motion to reconsider laid on the table Agreed to without objection.
Dec 1, 2025
Mr. Davidson moved to suspend the rules and pass the bill, as amended.
Jul 15, 2025
Placed on the Union Calendar, Calendar No. 169.
Jul 15, 2025
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-206.
Jun 10, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 0.
Jun 10, 2025
Committee Consideration and Mark-up Session Held
Jun 4, 2025
Referred to the House Committee on Financial Services.
Jun 4, 2025
Introduced in House
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What's happening now December 2, 2025

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Systemic Risk Authority Transparency Act

This bill requires banking regulators to submit a report to Congress in the event of the failure of an insured depository institution that leads to a systemic risk determination by the Department of the Treasury.

Regulators must report supervisory information relating to the institution, any mismanagement by the executives and the board, any shortcomings by the regulator, and recommendations to improve the safety and soundness of similarly situated institutions. This report must be made no later than 90 days after such a determination and again 210 days afterwards.

The Governmental Accountability Office (GAO) must report on additional factors in its report regarding such a determination. Specifically, GAO must report on any mismanagement by the executives and board of the institution, a review of the institution's compensation practices, supervisory or regulatory shortcomings, actions taken by regulators, and other relevant information. The bill also requires this report to be made no later than 60 days after such a determination and again 180 days afterwards.

 Hearings & markups 1
  • Various Measures
    Markup Jun 10, 2025 · 10:00 AM EDT · Financial Services Committee
 Related & companion bills 2
  • HR 6955 Main Street Capital Access Act
  • HR 6644 21st Century ROAD to Housing Act
 Bill text 4 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Lobbying activity 8

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APA
U.S. Congress. (2026). H.R. 3716: Systemic Risk Authority Transparency Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-3716/
MLA
"H.R. 3716: Systemic Risk Authority Transparency Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-3716/.
Bluebook (legal)
H.R. 3716, 119th Cong. (2026), https://openamerica.io/bill/119-HR-3716/.
Markdown link
[H.R. 3716: Systemic Risk Authority Transparency Act](https://openamerica.io/bill/119-HR-3716/)
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