Skip to main content
H.R. 3682 119th Congress House

Financial Stability Oversight Council Improvement Act of 2025

Official title: To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a … Show full official titleShow less

Official title: To amend the Financial Stability Act of 2010 to require the Financial Stability Oversight Council to consider alternative approaches before determining that a U.S. nonbank financial company shall be supervised by the Board of Governors of the Federal Reserve System, and for other purposes.

Introduced: July 15, 2025 Introduced by: Bill Foster Democratic · Illinois See on congress.gov
Finance and Financial Sector Congressional oversightFinancial crises and stabilizationFinancial services and investments
 Everywhere this bill has been 13 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 11, 2026
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Feb 9, 2026
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2074)
Feb 9, 2026
DEBATE - The House proceeded with forty minutes of debate on H.R. 3682.
Feb 9, 2026
Mr. Hill (AR) moved to suspend the rules and pass the bill, as amended.
Feb 9, 2026
Considered under suspension of the rules. (consideration: CR H2074-2076)
Feb 9, 2026
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2074)
Feb 9, 2026
Motion to reconsider laid on the table Agreed to without objection.
Nov 4, 2025
Placed on the Union Calendar, Calendar No. 316.
Nov 4, 2025
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-364.
Sep 16, 2025
Committee Consideration and Mark-up Session Held
Sep 16, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 47 - 4.
Jun 3, 2025
Referred to the House Committee on Financial Services.
Jun 3, 2025
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

What's happening now February 11, 2026

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Plain-English summary Congressional Research Service

Financial Stability Oversight Council Improvement Act of 2025

This bill requires the Financial Stability Oversight Council, prior to determining that a U.S. nonbank financial company shall be supervised by the Federal Reserve Board and therefore subject to certain prudential standards, to first determine that certain alternative actions would not mitigate the threat the company may pose to U.S. financial stability.

 Hearings & markups 2
 Related & companion bills 1
 Bill text 4 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Lobbying activity 76

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

See all 76 filings →
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3682: Financial Stability Oversight Council Improvement Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-3682/
MLA
"H.R. 3682: Financial Stability Oversight Council Improvement Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-3682/.
Bluebook (legal)
H.R. 3682, 119th Cong. (2026), https://openamerica.io/bill/119-HR-3682/.
Markdown link
[H.R. 3682: Financial Stability Oversight Council Improvement Act of 2025](https://openamerica.io/bill/119-HR-3682/)
Report a problem