HR 3682 119th Congress House Finance and Financial Sector Congressional oversight Financial crises and stabilization Financial services and investments

Financial Stability Oversight Council Improvement Act of 2025

Introduced: September 16, 2025 Introduced by: Foster, Bill Democratic · Illinois See on congress.gov

Everywhere this bill has been 13 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Feb 11, 2026

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Feb 9, 2026

On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2074)

Feb 9, 2026

Motion to reconsider laid on the table Agreed to without objection.

Feb 9, 2026

Mr. Hill (AR) moved to suspend the rules and pass the bill, as amended.

Feb 9, 2026

Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2074)

Feb 9, 2026

Considered under suspension of the rules. (consideration: CR H2074-2076)

Feb 9, 2026

DEBATE - The House proceeded with forty minutes of debate on H.R. 3682.

Nov 4, 2025

Placed on the Union Calendar, Calendar No. 316.

Nov 4, 2025

Reported (Amended) by the Committee on Financial Services. H. Rept. 119-364.

Sep 16, 2025

Committee Consideration and Mark-up Session Held

Sep 16, 2025

Ordered to be Reported (Amended) by the Yeas and Nays: 47 - 4.

Jun 3, 2025

Referred to the House Committee on Financial Services.

Jun 3, 2025

Introduced in House

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Plain-English summary Congressional Research Service

Financial Stability Oversight Council Improvement Act of 2025

This bill requires the Financial Stability Oversight Council, prior to determining that a U.S. nonbank financial company shall be supervised by the Federal Reserve Board and therefore subject to certain prudential standards, to first determine that certain alternative actions would not mitigate the threat the company may pose to U.S. financial stability.

What's happening now February 11, 2026

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Hearings & markups 2

Various Measures
Markup Sep 16, 2025 · 10:00 AM EDT · Financial Services Committee
Dodd-Frank Turns 15: Lessons Learned and the Road Ahead
Hearing Jul 15, 2025 · 10:00 AM EDT · Financial Services Committee

Related & companion bills 1

Bill text 4 versions

Engrossed in House Formatted Text PDF Formatted XML
Introduced in House Formatted Text PDF Formatted XML
Referred in Senate Formatted Text PDF Formatted XML
Reported in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 2

Financial Services Committee
House of Representatives
Banking, Housing, and Urban Affairs Committee
Senate

Lobbying activity 51

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY
for THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY · Wisconsin · 1st Quarter (Jan 1 - Mar 31) 2026
CHAMBER OF COMMERCE OF THE U.S.A.
for CHAMBER OF COMMERCE OF THE U.S.A. · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
RESOLUTION PUBLIC AFFAIRS, LLC
for INVESTMENT COMPANY INSTITUTE · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
FINSECA
for FINSECA · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
MORTGAGE BANKERS ASSOCIATION
for MORTGAGE BANKERS ASSOCIATION · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026
NAREIT
for NAREIT · District of Columbia · 1st Quarter (Jan 1 - Mar 31) 2026

See all 51 filings →

Cosponsors 20

De La Cruz, Monica

Texas · Sep 16, 2025

Himes, James A.

Connecticut · Sep 16, 2025

Lawler, Michael

New York · Sep 16, 2025

Nunn, Zachary

Iowa · Sep 16, 2025

Bynum, Janelle S.

Oregon · Sep 15, 2025

Downing, Troy

Montana · Sep 15, 2025

Wagner, Ann

Missouri · Sep 15, 2025

Gonzalez, Vicente

Texas · Sep 9, 2025

Schneider, Bradley Scott

Illinois · Sep 8, 2025

Scott, David

Georgia · Sep 2, 2025

Houlahan, Chrissy

Pennsylvania · Aug 29, 2025

Cleaver, Emanuel

Missouri · Jul 17, 2025

Meuser, Daniel

Pennsylvania · Jul 16, 2025

Lucas, Frank D.

Oklahoma · Jul 15, 2025

Torres, Ritchie

New York · Jul 15, 2025

Pettersen, Brittany

Colorado · Jul 10, 2025

Sherman, Brad

California · Jul 10, 2025

Kim, Young

California · Jul 2, 2025

Gottheimer, Josh

New Jersey · Jun 17, 2025

Huizenga, Bill

Michigan · Jun 3, 2025

Cite this page click to expand

APA

U.S. Congress. (2026). H.R. 3682: Financial Stability Oversight Council Improvement Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-3682/

MLA

"H.R. 3682: Financial Stability Oversight Council Improvement Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-3682/.

Bluebook (legal)

H.R. 3682, 119th Cong. (2026), https://openamerica.io/bill/119-HR-3682/.

Markdown link

[H.R. 3682: Financial Stability Oversight Council Improvement Act of 2025](https://openamerica.io/bill/119-HR-3682/)