Insurance Data Protection Act
Official title: To prohibit the Federal Insurance Office of the Department of the Treasury and other financial regulators from collecting data directly from an insurance company.
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Referred to the Committee on Financial Services, and in addition to the Committee on Agriculture, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Insurance Data Protection Act
This bill limits the ability of federal entities to compel insurance companies to share information.
Specifically, the bill eliminates the subpoena power of the Federal Insurance Office. Under current law, the office has the power to subpoena information from insurers to, among other purposes, identify issues that could contribute to a systemic crisis in the insurance industry or the U.S. financial system.
The bill also eliminates the ability of the Office of Financial Research to subpoena insurance companies.
When seeking to collect insurance company data under specified consumer protection laws, a financial regulator must obtain the data from other regulators or from publicly available sources if possible. Otherwise, the financial regulator may only collect this data directly from the insurance company if the regulator complies with the Paperwork Reduction Act.
- Introduced in House Formatted Text PDF Formatted XML
- AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA
- NATIONAL ASSOCIATION OF MUTUAL INSURANCE COMPANIES
- AMERICAN PROPERTY CASUALTY INSURANCE ASSOCIATION FKA PROPERTY CASUALTY INSURERS ASSOC. OF AMERICA
- CHUBB INA HOLDINGS INC.
- JACKSON NATIONAL LIFE INSURANCE COMPANY
- SENTRY INSURANCE COMPANY (FORMERLY SENTRY INSURANCE A MUTUAL COMPANY)
Bodies those filers lobbied
- HOUSE OF REPRESENTATIVES
- SENATE
- Treasury, Dept of
- Federal Housing Finance Agency (FHFA)
- Homeland Security, Dept of (DHS)
- Transportation, Dept of (DOT)
- Natl Security Council (NSC)
- Commerce, Dept of (DOC)
Cite this page
U.S. Congress. (2026). H.R. 3437: Insurance Data Protection Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-3437/
"H.R. 3437: Insurance Data Protection Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-3437/.
H.R. 3437, 119th Cong. (2026), https://openamerica.io/bill/119-HR-3437/.
[H.R. 3437: Insurance Data Protection Act](https://openamerica.io/bill/119-HR-3437/)