H.R. 2748 119th Congress House

First Time Homeowner Savings Plan Act

Official title: To amend the Internal Revenue Code of 1986 to increase the amount that can be withdrawn without penalty from individual retirement plans as first-time homebuyer distributions.

Introduced: April 8, 2025 Introduced by: Haley M. Stevens Democratic · Michigan See on congress.gov

Taxation

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Apr 8, 2025

Referred to the House Committee on Ways and Means.

Apr 8, 2025

Introduced in House

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What's happening now April 8, 2025

Referred to the House Committee on Ways and Means.

Bill text 1 version

Introduced in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Ways and Means Committee
House of Representatives

Lobbying activity 10

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

AMERICAN COUNCIL OF LIFE INSURERS
for AMERICAN COUNCIL OF LIFE INSURERS · District of Columbia · 3rd Quarter 2026 (July 1 - Sep 30)
MORTGAGE BANKERS ASSOCIATION
for MORTGAGE BANKERS ASSOCIATION · District of Columbia · 2nd Quarter 2026 (Apr 1 - June 30)
PACIFIC LIFE INSURANCE COMPANY
for PACIFIC LIFE INSURANCE COMPANY · California · 2nd Quarter 2026 (Apr 1 - June 30)
AMERICAN COUNCIL OF LIFE INSURERS
for AMERICAN COUNCIL OF LIFE INSURERS · District of Columbia · 2nd Quarter 2026 (Apr 1 - June 30)
AMERICAN COUNCIL OF LIFE INSURERS
for AMERICAN COUNCIL OF LIFE INSURERS · District of Columbia · 2nd Quarter 2026 (Apr 1 - June 30)
AMERICAN COUNCIL OF LIFE INSURERS
for AMERICAN COUNCIL OF LIFE INSURERS · District of Columbia · 1st Quarter 2026 (Jan 1 - Mar 31)

Bodies those filers lobbied

HOUSE OF REPRESENTATIVES
10 filings
SENATE
10 filings
Federal Reserve System
3 filings
Treasury, Dept of
3 filings
Labor, Dept of (DOL)
2 filings
Securities & Exchange Commission (SEC)
2 filings
U.S. International Trade Commission (ITC)
2 filings
Consumer Financial Protection Bureau (CFPB)
1 filing

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

See all 10 filings →

Cite this page click to expand

APA

U.S. Congress. (2026). H.R. 2748: First Time Homeowner Savings Plan Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-2748/

MLA

"H.R. 2748: First Time Homeowner Savings Plan Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-2748/.

Bluebook (legal)

H.R. 2748, 119th Cong. (2026), https://openamerica.io/bill/119-HR-2748/.

Markdown link

[H.R. 2748: First Time Homeowner Savings Plan Act](https://openamerica.io/bill/119-HR-2748/)