HR 258 119th Congress House Finance and Financial Sector

To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.

Introduced: January 9, 2025 Introduced by: Bice, Stephanie I. Republican · Oklahoma See on congress.gov

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jan 9, 2025

Referred to the House Committee on Financial Services.

Jan 9, 2025

Introduced in House

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Plain-English summary Congressional Research Service

This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing changes to the single-family home loan pricing framework for upfront fees on certain home loans, announced in January 2023. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other risk factors. Overall, these changes increase the percentage adjustments, with variations based on the particular risk profile of the loan.

What's happening now January 9, 2025

Referred to the House Committee on Financial Services.

Bill text 1 version

Introduced in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Financial Services Committee
House of Representatives

Lobbying activity 1

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

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for AMERICAN JEWISH COMMITTEE · New York · 2nd Quarter (Apr 1 - June 30) 2025

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APA

U.S. Congress. (2026). H.R. 258: To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.. 119th Congress. Open America. https://openamerica.io/bill/119-HR-258/

MLA

"H.R. 258: To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-258/.

Bluebook (legal)

H.R. 258, 119th Cong. (2026), https://openamerica.io/bill/119-HR-258/.

Markdown link

[H.R. 258: To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.](https://openamerica.io/bill/119-HR-258/)